In addition to social security, what other insurances can receive pensions?

In addition to social security, what other insurances can receive pensions? Which commercial insurances are suitable for providing for the aged? Take a look at the latest related information with me.

1. In addition to social security, what other insurances can I get a pension?

In addition to social security, you can also get a pension through commercial pension insurance. Compared with social security, commercial endowment insurance has the following advantages:

1. Commercial endowment insurance can be collected in various ways, such as monthly, yearly or lump sum.

2. In addition to insurance functions, many new functions have been added to the current commercial endowment insurance. For example, dividend function, setting up investment accounts, etc.

3. In addition, there are some additional risks in commercial endowment insurance, such as medical care and accident insurance. This enables the insured to have more comprehensive insurance.

2. What are the commercial insurances suitable for providing for the aged?

1, general endowment insurance

Ordinary old-age insurance mainly provides the insured with pension and death protection, which is more suitable for conservative consumers. Because of its fixed return, the statutory upper limit of annualized income is 2.5%.

2. Dividend endowment insurance

Dividend-sharing pension insurance is the same as ordinary pension insurance, but it can share the operating results of insurance companies every year. This kind of product is suitable for people with better economic conditions.

3. National endowment insurance

National endowment insurance not only provides pension insurance and death insurance, but also provides total disability insurance. Moreover, there are various payment methods, and you can choose to pay irregularly.