What is the minimum standard of five insurances and one gold in Zhengzhou?

What is the minimum standard of five insurances and one gold in Zhengzhou? This problem involves the payment policy of social insurance and housing provident fund in Zhengzhou. Five insurances and one gold include endowment insurance, medical insurance, unemployment insurance, work injury insurance, maternity insurance and housing accumulation fund. The compensation standard of each insurance is different and will be adjusted with the change of time and policy.

First, the social insurance payment standard

In Zhengzhou, the payment standard of social insurance is mainly determined according to the monthly salary base of employees. The monthly salary base is an important basis for calculating social insurance contributions, which is generally determined according to a certain proportion of the average monthly salary of employees in this city last year.

Endowment insurance: employees and units pay according to a certain proportion, and the minimum payment standard is determined according to the lower limit of monthly salary base.

Medical insurance: both employees and units pay * * *, of which the individual part is usually calculated according to a certain proportion of the monthly salary base, and the unit part is paid according to a certain proportion of the total wages of employees.

Unemployment insurance, industrial injury insurance and maternity insurance: the payment standard of these insurances is also based on the monthly salary, which is paid by the unit and not borne by the individual.

Second, the housing provident fund payment standard

The payment standard of housing provident fund is also determined according to the monthly salary base of employees. Zhengzhou City has stipulated the deposit proportion range of housing provident fund, and employees and units pay according to a certain proportion respectively. The minimum deposit base and deposit ratio are adjusted according to the policy.

To sum up:

What is the minimum standard of five insurances and one gold in Zhengzhou? The specific amount will vary according to the employee's monthly salary base, policies and regulations, and annual adjustment. Workers and units need to pay in accordance with the prescribed proportion and base to ensure that they enjoy the corresponding social insurance and housing provident fund treatment. In order to obtain the most accurate information, it is recommended to consult relevant departments in Zhengzhou or the latest policy documents.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 10 stipulates:

Employees should participate in basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, and employers and employees should jointly pay basic insurance premiums in accordance with state regulations.

Housing accumulation fund regulations

Article 16 stipulates:

The monthly deposit amount of employee housing provident fund is the average monthly salary of the employee in the previous year multiplied by the deposit ratio of employee housing provident fund.

It should be noted that specific laws and regulations may change due to policy adjustment, so in practice, it is recommended to consult the latest policies and regulations to ensure accurate understanding and compliance with relevant regulations. At the same time, you can also consult the local social security and provident fund management departments for more detailed guidance and help.

Validation of laws and regulations: June 2024 17