Does the insured unit refer to an insurance company or an individual?

Insured units refer to companies, not individuals.

1. Insured units refer to various units that have gone through social insurance registration procedures within the overall planning scope during the reporting period. Even non-independent legal persons, such as branches and offices, can apply for social security registration and account opening. A power of attorney from a superior is required for actual handling.

Second, the common insured units are: domestic-funded enterprises; Branches or offices of domestic-funded enterprises; Sole proprietorship enterprise; Wholly foreign-owned, Hong Kong, Macao and Taiwan, Sino-foreign joint ventures and Sino-foreign cooperative enterprises; Branches or offices of wholly foreign-owned, Hong Kong, Macao and Taiwan, and Sino-foreign joint ventures; Public institutions; Social groups; Private non-enterprise units; Law firms, etc.

Third, the difference between personal insurance and unit insurance: personal social security generally refers to the social security of flexible employees, and unit social security refers to the social security of employees.

Fourth, the difference between the two is that:

1, payment object, social security payment object for flexible employees is local people. The social security payment object of the company is all employees of the company.

2. Payment insurance: The insurance for social security payment of flexible employees is medical insurance and endowment insurance. The unit payment insurance covers medical care, pension, work injury, maternity and unemployment.

3. Payment base: the base for flexible employees to pay basic old-age insurance premiums and medical insurance premiums is 60% ~ 300% of the average monthly salary of employees in the whole city in the previous year, and the average monthly salary of employees in the previous year is the payment base. The social security payment base is fixed for one year and cannot be changed within one year. The calculation caliber of employee payment base should be strictly in accordance with the Provisions on the Composition of Total Wages issued by the National Bureau of Statistics in June 1990 1. The total wage consists of six parts: hourly wage, piece-rate wage, bonus, allowance and subsidy (except for travel allowance, missed meal allowance and one-child allowance), overtime wage and salary paid under special circumstances. Newly insured employees (new employees of this unit, not employees who have never been insured) take the starting monthly salary as the payment base.