How do unemployed people pay medical insurance?

There are two ways to pay social security and medical insurance after unemployment:

1. As a flexible employee, if you want to continue to pay, you can participate in urban residents' medical insurance or social security for flexible employees, and you can only pay medical insurance and endowment insurance. It is necessary to prepare an application form for social insurance registration, and get the original copy, a copy of the front and back of the ID card, a copy of the original inspection, a copy of the household registration book and a copy of the original inspection;

2. After leaving the original company, freelancers can pay social security as freelancers, including endowment insurance and medical insurance. First, you need to go to the place where you are registered as unemployed. You need to prepare your ID card, household registration book and its copy, two 1 inch color photos, and the resignation certificate of your original company, and then go to its social security center to pay social security.

The payment period of medical insurance cannot be calculated cumulatively. If the payment is interrupted, the payment period will be interrupted, starting from the time of re-payment. At the same time, from that month on, the medical insurance benefits will be suspended. In order to enjoy medical insurance benefits, please don't stop paying medical insurance fees. When the unemployed do not pay social security fees, the payment period is not calculated. After continuing to pay social security, it can be combined with the social insurance premiums paid before and during unemployment.

Medical insurance is mainly divided into the following four types:

1. Basic medical insurance for urban workers: If you have a job, the regular unit will register with the social security department, which belongs to employee medical insurance. Generally speaking, companies pay 8% and individuals pay 2%; Unemployed, freelance or unemployed insured persons can also pay employee medical insurance, but the expenses need to be borne by individuals.

2. The new rural cooperative medical system: those who have no job and are registered in rural areas can participate in the new rural cooperative medical system normally. This kind of insurance, under normal circumstances, individuals only need to pay tens of dollars a year, and financial subsidies at all levels are several hundred dollars a year.

3. Basic medical insurance for urban residents: If you have no job and your household registration is in a town, you can participate in the medical insurance for urban residents, which is called the basic medical insurance for urban residents. Similar to the new rural cooperative medical system, this kind of insurance individual pays tens of dollars every year, and financial departments at all levels will subsidize hundreds of dollars.

4. Medical insurance for retired cadres: This kind of insurance is quite special. It is medical insurance for retirees and revolutionary disabled people, and it is basically reimbursed in full.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 50 The employing unit shall issue a certificate of termination or dissolution of labor relations for the unemployed in time, and inform the social insurance agency of the list of unemployed persons within 15 days from the date of termination or dissolution of labor relations.

Unemployed persons shall, with the certificate of termination or rescission of labor relations issued by their own units, go to the designated public employment service institutions for unemployment registration in time.

Unemployed people with unemployment registration certificate and personal identity documents, to the social insurance agencies to receive unemployment insurance procedures. The time limit for receiving unemployment insurance benefits shall be calculated from the date of unemployment registration. Forty-eighth unemployed people in the period of receiving unemployment insurance benefits, to participate in the basic medical insurance for employees, enjoy the basic medical insurance benefits.