What are the benefits of paying enough for 15 years for residents' pension insurance in 2015

What are the benefits of residents' pension insurance paid enough for 15 years in 2015

Residents' pension insurance paid enough for 15 years can receive a monthly pension.

The old-age pension, also known as pension and retirement fee, is one of the most important pension insurance treatment. That is, the relevant state records provide: in the old age or loss of working ability, according to their contribution to society and have the qualification to enjoy the pension insurance or retirement conditions, monthly or one-time payment in the form of monetary insurance treatment, is the need to benefit the community, mainly used to protect the basic needs of workers after retirement.

The pension is accumulated and operated in accordance with the principle of accumulation by the state, the collective and the individual***. When people are rich and strong, part of the wealth created is invested in the pension plan to ensure a secure old age.

Pension conditions:

Individuals who participate in basic pension insurance,

and have contributed for a total of 15 years by the time they reach the legal retirement age, can receive a monthly basic pension. In other words, to receive the pension insurance workers must meet two conditions: one is to reach the statutory retirement age; the second is to pay the accumulated pension insurance premiums for 15 years. The so-called statutory retirement age, that is, the age at which an employee quits work and is eligible to receive a pension.

According to the relevant provisions, China's statutory retirement age of enterprise workers is: men reach 60 years old, female workers reach 50 years old, female cadres reach 55 years old. Engaged in underground, high altitude, high temperature, especially heavy physical labor or other work harmful to health (hereinafter referred to as special types of work), the retirement age of men at 55 years of age, women at 45 years of age; due to illness or non-work-related disability, certified by the hospital and confirmed by the Labor Appraisal Committee of the total loss of the ability to work, the retirement age of men at 55 years of age, women at 45 years of age.

What is the treatment of urban and rural residents' pension insurance

The treatment of urban and rural residents' pension insurance is to pay the pension insurance, a minimum of 15 years, to the age of 60 years old to receive a pension, there is no other treatment.

How is the treatment of urban and rural residents' pension insurance? What are

Urban and rural residents' pension insurance treatment consists of basic pension and personal account pension, and paid for life. Participants in the urban and rural residents' pension insurance, in the payment period of household registration relocation, can transfer the urban and rural residents' pension insurance relationship across the region, a one-time transfer of all the reserves of the individual account, and continue to participate in the payment of contributions, the cumulative number of years of contributions.

The urban and rural residents pension insurance treatment is as follows:

(a) the pension consists of a basic pension and individual account pension, the basic pension standard is 120 yuan per person per month, the individual account pension monthly calculation standard for the individual account storage amount divided by 139.

(b) the individual account pension in accordance with the composition of the individual account ad hoc proportional to the payment, the individual account is paid out of the fund. Individual accounts are paid out of the fund.

(C) the central financial and municipal financial subsidies for basic pensions total 120 yuan per person per month, of which: the central financial subsidy of 55 yuan per person per month to reach the age of 60 and above, the balance of 65 yuan by the municipal financial subsidies; the original New Farmers Insurance system has been receiving the treatment of the 55-59 year-old comrades, transferred to the residents of old-age pension insurance to enjoy the residents of old-age pension insurance treatment, 120 yuan per month basic pension subsidies by the municipal finance. 120 yuan per month basic pension subsidies by the municipal financial full.

(d) cumulative contributions for more than 15 years of participants, the contribution period of every year more than 1 year, the basic pension increased by 5%, up to a maximum of 50%.

(E) township (street) labor security office through the urban and rural residents information system query on a monthly basis to generate the next month eligible to receive the pension entitlement notification form, fill out the "Maanshan City, urban and rural residents of the social pension insurance entitlement application form", to the village (community) administrators to notify the insured persons to deal with the receipt of the pension formalities. After the village (community) receives the application, it will be examined by the village (community) administrator, reported to the township (street) agency for audit, reviewed by the district agency, and approved by the municipal agency. The city agency will entrust the bank to pay the pension to the individual pension passbook before the 25th of the following month.

(6) Residents' pension insurance benefits and the basic pension security benefits for expropriated farmers can be enjoyed simultaneously.

(7) Residents' pension insurance benefits and the pension for the immediate family members of employees who died due to illness and not due to work can be enjoyed at the same time, and if the state has other regulations, they are subject to its regulations.

(viii) the death of residents' pension insurance entitlements, the death of 2000 yuan funeral expenses and the death of a one-time hardship allowance of 8 months of pension before the death of the person. Resident pension insurance funeral subsidies and the requisitioned farmers basic pension security funeral subsidies can not be enjoyed at the same time, the higher not the lower.

Funeral subsidy claims must be made within 60 days after the death of the insured person, along with the cremation certificate of the deceased, the ID card of his/her designated beneficiary or legal heir, and the relevant certificates of the inheritors.

(ix) If the recipient is sentenced to detention, fixed-term imprisonment and above, or re-education through labor, the pension will be suspended during the period of imprisonment or re-education through labor, and after the expiration of the period of imprisonment or re-education through labor, the recipient can continue to be paid the pension in accordance with the standard of the period before the imprisonment or re-education through labor and take part in the subsequent adjustment of the pension. If the recipient is sentenced to control, suspended imprisonment and imprisonment outside the prison, he or she can continue to be paid the pension, but will not participate in the pension adjustment.

What is the difference between employee pension insurance and resident pension insurance

What is the difference, you should know yourself;

Employee pension insurance is a personal payment of 8% of the salary, the unit to pay 12%;

Resident pension insurance is in accordance with the social security of the base of the self-payment, there is no unit of payment of this piece.

What are the pension insurance benefits after retirement for more than 15 years of continuous contributions?

1. Monthly basic pension, 2. In-service death returned to the individual account balance in the personal contribution part, 3. In-service death, to provide for the payment of funeral expenses and caress shirt gold

What is included in the treatment of urban residents' pension insurance

The content of the treatment of the pension after retirement, generally include: (1) retirement pension. From the second month of retirement, the salary is stopped, and the monthly pension is paid according to the prescribed standard until death. (2) Medical treatment and death treatment are the same as those for active employees. (3) Other treatment. Such as relocation subsidies, relocation car travel, housing subsidies, winter heating subsidies, all in accordance with the prescribed standards.

The resident pension insurance is not enough 15 years can be transferred to the employee pension insurance

The resident pension insurance of the workers is not enough 15 years can be transferred to the employee pension insurance, but also can continue to contribute to the full 15 years and then go through the retirement formalities, and receive a monthly pension.

Legal basis:

"Implementation of <Chinese People's **** and State Social Insurance Law> a number of provisions"

Article 2 Participation in the basic pension insurance of the employees of the individual to reach the legal retirement age, the cumulative contributions of less than fifteen years, you can extend the contributions to the full fifteen years. Those who participated in the insurance before the implementation of the Social Insurance Law, and whose contributions are still less than fifteen years after the extension of five years' contributions, may make a one-time contribution until the full fifteen years.

Article 3 Individuals participating in the basic pension insurance for employees who have reached the statutory retirement age and have made contributions for less than fifteen years (including the extension of contributions in accordance with the provisions of Article 2) may apply for transferring to the new type of rural social pension insurance or urban residents' social pension insurance of the place where they are domiciled, and enjoy the corresponding pension insurance benefits.

If an individual who has participated in the basic pension insurance for employees reaches the statutory retirement age and has made contributions for less than fifteen years (including the extension of contributions in accordance with the provisions of Article 2) and has not been transferred to the new type of rural social pension insurance or social pension insurance for urban residents, the individual can apply in writing for the termination of the basic pension insurance relationship of the employees. Upon receipt of the application, the social insurance agency shall inform him/her in writing of his/her right to transfer to the new type of rural social pension insurance or urban residents' social pension insurance and the consequences of terminating the basic pension insurance relationship of the employee, and upon his/her confirmation in writing, terminate his/her basic pension insurance relationship of the employee, and pay to him/her a lump sum payment for the amount of money stored in his/her personal account.

Article 4 Individuals participating in the basic pension insurance for employees mobile employment across provinces, reaching the legal retirement age when the accumulated contributions of less than fifteen years, in accordance with the "General Office of the State Council on the transmittal of the Ministry of Human Resources and Social Security, the Ministry of Finance, urban enterprise employees of the Interim Measures for the Transfer and Continuation of Basic Pension Insurance Relationships Notice" (State Council [2009] No. 66) on the treatment of the place of receipt of the provisions of the continued to determine After the place of payment, in accordance with Article 2 of these provisions.

Article 5 Individuals participating in the basic pension insurance for employees are employed in cross-provincial mobility, and when they meet the conditions for receiving the basic pension on a monthly basis, the specific methods of calculating the basic pension in segments and paying it uniformly shall be carried out in accordance with the Notice of the General Office of the State Council on the Interim Measures for Transferring and Continuing the Relationships of the Basic Pension Insurance for Urban and Chinese Enterprises and Employees Transmitted by the Ministry of Human Resources and Social Security and the Ministry of Finance (No. 66 of the State Council's Office of the State Council [2009]). Implementation. No, the residents of the pension insurance is divided into 12 classes, the minimum annual contribution of 100 yuan, the highest 5,000 yuan are less than the lowest class of social labor insurance 2/3 of a year, you say, can be the same? A lot of things in this era are measured in money.

Residents of the household pension insurance to pay enough fifteen years, whether to enjoy the health insurance treatment?

The resident of the old age insurance to pay enough 15 years, whether to enjoy the health insurance treatment?

Yes, the minimum payment period for pension insurance is 180 months, i.e. 15 years, and for medical insurance you need to pay at least 25/30 years to reach the retirement age and then you can apply for pension benefits and medical reimbursement (as long as the renewal is usually possible).

Therefore, if you only pay for 15 years of pension insurance without paying the relevant health insurance premiums, you will not be able to enjoy the health insurance benefits.

What are the main treatments of the pension insurance

The treatment of the pension insurance is mainly to meet the prescribed conditions, receive a monthly pension, and enjoy the timely adjustment of the retirement pension, after the death of the funeral subsidies, eligible for a one-time payment of pensions.