Is there a difference in medical insurance between the central city and the far city of Wuhan?

Someone put forward such a question on the city message board. He paid medical insurance in Jiangxia District before, and later his account was transferred to Donghu High-tech Zone. Need to transfer medical insurance to household registration? Is there a difference between medical insurance reimbursement for residents in the central city and medical insurance reimbursement for residents in the far city? Friends who have the same questions can come and have a look.

Is there a difference in medical insurance between the central city and the far city?

According to the response of relevant departments, there is no difference in medical insurance reimbursement between remote urban areas and central urban areas. If you don't need to consider the pension after retirement, you can not transfer it.

According to the requirements of relevant documents in Wuhan, the basic medical insurance for urban and rural residents within the overall planning scope of the city is applicable. There is no need to issue a referral certificate for medical treatment in the main city, and there is no difference in reimbursement in the same hospital.

In fact, no matter which district Wuhan citizens apply for medical insurance (social security), the reimbursement policy of the same hospital in the city is the same. The trouble is, if you don't transfer with your household registration, according to the current policy, you need to get a pension at the insured place after retirement, and the rest will have no effect.

People enjoying medical insurance for urban residents in Wuhan

Wuhan integrated the new rural cooperative medical system with urban residents' medical insurance, and the two systems were merged into urban and rural residents' medical insurance, achieving three "no differences".

1, there is no difference between Wuhan residents and residents outside the city-there is no household registration restriction. Whether in the city or outside the city, as long as you are insured in accordance with the provisions of the new system, you can enjoy the treatment according to the regulations.

2. There is no difference between urban and rural residents, especially rural residents. Whether they go to work outside the city or stay in the city, the medical insurance policy is the same, which relieves the worries of medical insurance for employees in different places in our city.

3. There is no difference between urban residents and rural residents-urban and rural residents implement the same payment standards, the same treatment policies and the same business procedures.

4, Wuhan City, according to the provisions should enjoy personal medical insurance subsidies for residents in difficulty, by the District People's government organization unified insurance, unified payment. Poor dependents, orphans, family members with minimum living guarantee, poor entitled groups, patients with severe mental disorders, couples from families with special difficulties in family planning and their disabled children who have been approved, family planning special assistance targets, rural medical security precise poverty alleviation targets and disabled people who have lost their ability to work, the individual contributions will be fully subsidized by the District People's Government.

How to calculate the medical insurance for urban residents in Wuhan

According to the document "Measures for the Implementation of Basic Medical Insurance for Urban and Rural Residents in Wuhan", the individual payment standard for urban and rural residents in Wuhan is 0.57% of the per capita disposable income of urban and rural residents in the previous year (n-2 years, where n is the year of enjoying treatment). When the individual payment is lower than the standard stipulated by the state and Hubei Province, it shall be implemented according to the standard stipulated by the state and Hubei Province.

Time to enjoy medical insurance benefits for urban residents

1. Ordinary residents will enjoy medical insurance benefits from the following year 1.

2. College students enjoy medical insurance benefits from September 1 day of the year of payment.

Note: As long as residents pay medical insurance during this period, they can enjoy the annual medical insurance benefits. Residents incurred medical expenses in June 5438+next year 10, but those who paid medical insurance in February this year can still reimburse the medical expenses incurred in June 5438+10 according to relevant regulations.