Shandong juancheng urban and rural endowment insurance

1. Who can participate in the new rural insurance?

Rural residents who have reached the age of 16 (excluding students at school) and have not participated in the basic old-age insurance for urban workers may voluntarily participate in the new rural insurance at their domicile.

2. How much old-age insurance premium should the insured pay each year?

At present, the individual payment standard is 100 yuan per person per year, with five grades in 200 yuan, 300 yuan, 400 yuan and 500 yuan. Insured persons can choose their own payment grades. [Note: Personal contributions (including 30 yuan who enjoys government subsidies) are all included in personal accounts, which will be used to calculate the monthly pension benefits of personal accounts when retiring in the future. ]

3. Can the payment grade be changed?

The insured shall pay the insurance premium according to the natural year, and choose a payment grade independently in one payment year. The payment grade selected in that year shall not be changed after payment, and the payment standard may be re-selected in the next year. The annual payment deadline of the new rural insurance is before 10 and before 3 1 every year.

Four, the collective can pay collective subsidies for the insured?

Conditional village collectives shall give subsidies to the insured, and the subsidy standard shall be determined by the villagers' committee to hold a villagers' meeting, but the maximum amount shall not exceed the payment in the current year.

5. What government subsidies do new farmers have?

Government subsidies are divided into two parts: one is payment subsidies, and the other is treatment subsidies.

(1) Payment of government subsidies. The payment subsidy standard is 30 yuan per person per year. However, when overdue payment occurs, the repayment period does not enjoy the government subsidy policy.

(two) enjoy government subsidies. The government pays the new rural insurance basic pension in full to eligible insured persons. The standard of basic pension is 55 yuan per person per month (note: the basic pension will be adjusted in time with social and economic development and price changes).

6. Are there any preferential policies for severely disabled people in rural areas (first-and second-class people with the second-generation disability certificate issued by the Disabled Persons' Federation) when they join the insurance?

When the severely disabled people in rural areas (the first-and second-class people who hold the second-generation disability certificate issued by the Disabled Persons' Federation) choose the minimum payment standard (i.e. 1 1,000 yuan), the government will pay the old-age insurance premium according to the standard of 80 yuan per person per year (individuals only need to pay 20 yuan). These people not only enjoy the insurance premium paid by the government, but also enjoy the 30 yuan payment subsidy given by the government (in fact, the personal account quota is still 80+30+). )。 If these people choose a higher grade (that is, four grades above 200 yuan), they will not enjoy the government's policy of paying insurance premiums (but they will still enjoy the government subsidy policy of 30 yuan per person per year).

7. What are the conditions for the insured to receive the new rural insurance pension?

After the implementation of the new rural insurance system, rural residents who have paid insurance premiums according to regulations, reached the age of 60 and have not enjoyed the basic old-age insurance benefits for urban workers can receive pensions on a monthly basis.

(a) when the new agricultural insurance system is implemented, rural residents who have reached the age of 60 and have not enjoyed the basic old-age insurance benefits for urban workers may receive basic pensions on a monthly basis without paying fees, but their children who meet the insurance conditions should pay for insurance.

(II) When the new rural old-age insurance system is implemented, rural residents aged over 45 and under 60 will pay the annual fee without interruption, and the extended period is allowed (but the extended period does not enjoy government subsidies), and the accumulated payment will not exceed 15 years.

(3) When the new rural endowment insurance system is implemented, rural residents under the age of 45 shall pay the annual fee, and the accumulated fee shall not be less than 15 years; If the accumulated payment is less than 15 years, the basic pension will not be enjoyed, and the principal and interest of individual payment will be returned to me at one time.

8. What are the components of the insured's pension?

The pension benefits of the insured are composed of basic pension and personal account pension, which are paid for life. The basic pension standard is 55 yuan per person per month. The monthly calculation and payment standard of personal account pension is the total storage amount of personal account divided by 139 (it is the same as the calculation and payment coefficient of personal account pension in the current basic old-age insurance for urban employees, and relevant forms can be found online).

Nine, how to apply for insurance procedures?

The insured applies for insurance to the village (neighborhood) committee where the household registration is located, selects the payment grade, and the village (neighborhood) committee examines the eligibility for insurance, fills in the Registration Form of New Rural Social Endowment Insurance in Liaoning Province, and provides the following relevant materials:

1. Original and photocopy of my resident ID card;

2. Household registration book and its copy.

X. How does the insured pay the endowment insurance premium?

After the insured person goes through the new insurance formalities, he/she will take his/her resident ID card to the designated financial institution the next month to get a bank passbook and deposit it in the old-age insurance premium of that year.

XI。 How does the insured handle the pension collection procedures?

(a) to meet the conditions for receiving pension benefits, the village coordinator issued the "Liaoning Province new rural social pension insurance benefits to receive notice".

(two) the insured to account for the location of the village (neighborhood) committee to receive treatment procedures, and provide the following relevant materials:

1, household registration book; 2. My resident ID card.

(three) the village coordinator is responsible for reviewing whether the relevant materials provided by the insured are complete and reporting them to the township office. After verification by the county-level social security agency, the pension (passbook) will be issued through the designated bank from the next month when the insured person goes through the formalities of receiving benefits.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.