The social security paid by the enterprise to the employees include what

The social security paid by enterprises to their employees includes: pension insurance, medical insurance, industrial injury insurance, unemployment insurance and maternity insurance.

I, the role of each type of social security

1, pension insurance

Participating in the basic pension insurance individuals, reaching the legal retirement age, the accumulated contributions for fifteen years, the monthly basic pension.

Individuals who have participated in basic old-age insurance and died of illness or work-related illness, their survivors are entitled to receive funeral grants and pensions; those who have become disabled due to illness or work-related illness and have lost all their labor capacity before reaching the legal retirement age are entitled to receive invalidity allowances. The required funds are paid from the basic pension insurance fund. The company pays 20% and individuals pay 8%.

2. Medical Insurance

Individuals who have participated in the basic medical insurance for employees, and who have paid the accumulated contributions for a number of years up to the state's stipulated limit when they reach the legal retirement age, will no longer pay the basic medical insurance premiums after retirement, and will enjoy the basic medical insurance treatment according to the state's stipulations. The company contributes 10% and the individual contributes 2%.

3, work-related injury insurance

When an employee is injured in an accident or suffers from an occupational disease due to work-related reasons and is recognized as injured at work, he/she is entitled to work-related injury insurance treatment; among them, if he/she loses his/her ability to work as determined by the evaluation of his/her ability to work, he/she is entitled to disability treatment. If an injured worker meets the conditions for receiving a basic pension, the disability allowance shall be suspended and he/she shall enjoy basic pension insurance treatment. If the basic pension insurance treatment is lower than the disability allowance, the difference is made up from the Work Injury Insurance Fund. The company pays 0.5%-2%, and individuals are not required to pay.

4, unemployment insurance

Unemployed people meet the following conditions, from the Unemployment Insurance Fund to receive unemployment insurance benefits:

(a) unemployed before the employer and I have been paying unemployment insurance premiums for one year;

(b) not because of their own will to interrupt the employment;

(c) have been registered as unemployed, and there is a requirement to seek employment . During the period of receiving unemployment insurance benefits, the unemployed person participates in the basic medical insurance for employees and enjoys the basic medical insurance benefits. The basic medical insurance premiums that the unemployed should pay are paid from the unemployment insurance fund, and individuals do not pay the basic medical insurance premiums. The company pays 2% and the individual pays 1%.

5. Maternity Insurance

If the employer has paid the maternity insurance premiums, its employees shall enjoy the maternity insurance treatment; the employee's unemployed spouse shall enjoy the treatment of maternity medical expenses in accordance with the state regulations. The required funds are paid from the Maternity Insurance Fund. The company pays 0.8% and individuals are not required to pay.

Two, the company's contribution base related regulations

1, the upper limit of the contribution base: the part of the employee's salary income exceeding 300% of the arithmetic average of the average monthly salary of the in-service employees in the province or city in the previous year is not included in the contribution base;

2, the lower limit of the contribution base: the employee's salary income is less than 60% of the arithmetic average of the average monthly salary of the in-service employees in the province or city in the previous year, and the part of the employee's monthly salary income is less than 60% of the arithmetic average of the average monthly salary of the in-service employees in the province or city in the previous year. 60% of the arithmetic average of the average monthly salary of the on-post workers in the province or city in the previous year as the contribution base.

3, social insurance contribution base has the upper and lower limits of the provisions of the minimum can not be less than 60% of the average monthly salary of the city's employees in the previous year (private enterprise employees, individual business employees and non-city urban household employees shall not be less than 50%, private enterprise legal person, shareholders, owners of individual businesses shall not be less than 100%); the maximum can not be higher than the city's average monthly salary of the city's employees in the previous year 300%. The average wage of the city's employees is published annually by the Municipal Bureau of Statistics.

Legal basis

The Social Insurance Law of the People's Republic of China

Article 12

The employer shall pay the basic pension insurance premiums in accordance with the ratio of the total wages of the employees of the organization as stipulated by the State, which shall be credited to the Basic Pension Insurance Co-ordination Fund.

Employees shall pay basic pension insurance premiums in accordance with the proportion of their own wages prescribed by the State and credited to their individual accounts.

Individual industrial and commercial households without employees, part-time workers who do not participate in basic pension insurance with their employers, and other flexibly employed persons who participate in basic pension insurance shall pay basic pension insurance premiums in accordance with the state regulations, which shall be credited to the Basic Pension Insurance Coordination Fund and to their individual accounts respectively.

Article 23

Employees shall participate in basic medical insurance for employees, and the employer and the employee shall pay the basic medical insurance premiums together in accordance with state regulations***.

Individual industrial and commercial households without employees, part-time workers who do not participate in the basic medical insurance for employees at their employing units, and other flexibly employed persons may participate in the basic medical insurance for employees, and individuals shall pay the basic medical insurance premiums in accordance with the state regulations.

Article 33

Employees shall participate in work-related injury insurance, and the employer shall pay work-related injury insurance premiums, while employees shall not pay work-related injury insurance premiums.

Article 44

Employees shall participate in unemployment insurance, and the employing unit and the employees shall pay the unemployment insurance premiums together in accordance with the state regulations***.

Article 53

Employees shall participate in maternity insurance, and the employer shall pay maternity insurance premiums in accordance with state regulations, and the employees shall not pay maternity insurance premiums.