Social security has been paid for a year. Can I withdraw money?

Social security has been paid for a year, so I can't take out the money.

Social security refund only has the following three situations:

1, which is the personal part paid by the insured when the insured dies.

2. The insured person reaches retirement age, but the payment does not meet the retirement age and is unwilling to continue to pay. He can also transfer social security to the local new rural insurance or urban residence insurance, or receive a monthly pension.

3. If you give up your China nationality after going abroad to settle down, you can get a refund or a partial refund.

First of all, it needs to be clear that social security is a compulsory insurance system, which aims to provide pension, medical care, unemployment, work injury and maternity protection for the insured. Social insurance premiums are jointly paid by individuals and units for establishing individual social insurance accounts. Under normal circumstances, paid social insurance premiums cannot be taken out at will. Social insurance premium is used to ensure that the insured enjoys the corresponding social insurance benefits under certain circumstances, rather than as personal savings or investment funds. However, according to different regions and specific social security policies, there may be some provisions that can be withdrawn from social security fees under special circumstances. For example, if an individual no longer meets the conditions for social security participation for specific reasons, he can apply for surrender and withdraw part of the social security premium already paid. However, in this case, it is usually necessary to provide relevant certification materials and abide by specific regulations and procedures.

To sum up, the social insurance premiums already paid cannot be taken out at will. Social insurance premium is used to ensure that the insured enjoys the corresponding social insurance benefits under certain circumstances, rather than as personal savings or investment funds.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 4

Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.