What is social security? Why pay social security?

Social security refers to (industrial injury insurance, unemployment insurance, old-age insurance, medical insurance, maternity insurance). Of course, participating in social security also has many benefits. Freelance jobs to buy social security have household registration requirements in all regions. If they are not registered locally, they can't buy social security through freelancing.

As a way to stabilize society, enhance people's minimum security and narrow the gap between the rich and the poor, social security is of great significance in the balance of medical care, education and tax revenue and expenditure, so it is necessary to pay social security.

Individual contributions stipulated by social security policies

1. The payment base for urban individual industrial and commercial households and flexible employees to participate in the basic old-age insurance is the average salary of local employees in the previous year, and the payment ratio is 20%, of which 8% is credited to personal accounts. After retirement, the basic pension will be paid according to the basic pension plan for enterprise employees.

2. In terms of medical insurance, freelancers and self-employed individuals can choose to establish a pool fund instead of a personal account, and pay the basic medical insurance premium at 4.2% of the local average monthly salary last year, or they can choose to pay at 8% of the local average monthly salary last year to establish a personal account. Employees who participate in medical insurance are responsible for 6% of the units and 2% of the individuals.

3. After completing the old-age insurance procedures, pay medical insurance at the local medical insurance center with the old-age insurance procedures and relevant documents.

4. Minimum payment period of endowment insurance 15 years, and minimum payment period of medical insurance is 25 years. And when you reach retirement age, you can apply for pension benefits and medical reimbursement concessions.

Precautions:

From 65438 to 0984, the social security system in China entered the stage of reform. The reform of social insurance system in China started from this project. When the socialized medical security system based on enterprises became the burden of enterprises, the medical insurance system was tried to be reformed in the early 1990s.

After 20 years' efforts, China has established a social insurance system for urban workers. The main items include old-age social insurance (hereinafter referred to as the combination of unified accounts), medical social insurance, unemployment insurance, industrial injury insurance and maternity insurance.

Baidu encyclopedia-social security