Now Shenzhen pays more than 400 social security every month. How much pension can I get when I retire after 30 years?

The formula for calculating the monthly pension after retirement is

(average socialized salary paid one year before retirement+average individual indexed payment salary) /2* payment period * 1%+ total personal account/139. Personal master account is accumulated by a part of your investment, which is included in your personal account.

Among them, the calculation of "individual indexed average payment salary" is more complicated.

Divide the actual payment salary of the insured by the local average salary of employees in the previous year, and calculate the index of the current year. For example, your 1995 contribution wage is 800 yuan, and the average wage of local employees of 1994 is 700 yuan, so your 1995 contribution wage index is 800 yuan divided by 700 yuan = 1.6543. If your contribution wage in 1996 is 1000 yuan, and the average wage of local workers in 1995 is 900 yuan, then your contribution wage index in 1996 is 1000 yuan divided by 900 yuan =1./kloc. This is calculated until the payment period is stopped;

2. Next, divide the sum of the payment wage indices calculated over the years by your actual payment period = your payment wage index (1.143+1.11)/2 (the actual payment period is 95-96)

3. Your contribution wage index (1. 127) is multiplied by the local average wage of employees in the previous year = your indexed monthly average contribution wage.

So how much pension you get when you retire is uncertain, and it will increase with the increase of average salary and your contribution.