How many years do you have to pay for social security in Guangdong

The number of years you have to pay for social insurance (social security) in Guangdong varies depending on the type of insurance. Here are the details:

Pension insurance. Individuals who participate in basic pension insurance can receive a monthly basic pension when they reach the legal retirement age after accumulating fifteen years of contributions. It is important to note that the minimum number of years of contributions is 15 years, but it does not mean that contributions can be stopped after 15 years.

Medical insurance. You need to contribute for at least 25 years (for women) or 30 years (for men) at the time of retirement to be eligible for lifelong medical insurance benefits.

Pension conditions, individuals who participate in basic pension insurance can receive a monthly basic pension if they have accumulated 15 years of contributions by the time they reach the legal retirement age. In other words, employees who participate in pension insurance must meet two conditions in order to receive the pension, one is to reach the statutory retirement age, and the other is to accumulate pension insurance contributions for 15 years. The so-called statutory retirement age is the age at which an employee quits work and becomes eligible for a pension.

According to the relevant regulations, the legal retirement age of enterprise workers in China is 60 years old for men, 50 years old for women workers and 55 years old for women cadres. Engaged in underground, high altitude, high temperature, especially heavy physical labor or other work harmful to health, the retirement age of men at 55 years of age, women at 45 years of age, due to illness or disability not due to work, certified by the hospital and confirmed by the Labor Appraisal Committee of the total loss of the ability to work, the retirement age of men at 55 years of age, women at 45 years of age.

Medicare payment is sufficient for 20 years in order to enjoy the medical insurance reimbursement after retirement.

Medical insurance refers to the adoption of national legislation, in accordance with the principle of mandatory social insurance basic medical insurance premiums should be paid by employers and individual employees in full and on time. Do not pay in full and on time, not counting the individual account, the basic medical insurance fund will not pay their medical expenses.

Medical insurance is a kind of insurance to compensate for the medical expenses caused by diseases. When an employee is sick, injured or gives birth to a child, the society or enterprise will provide necessary medical services or material help. For example, China's public medical care and labor insurance medical care.

Chinese workers' medical expenses are borne by the state, the unit and the individual **** the same burden, in order to reduce the burden on enterprises and avoid waste. Occurrence of insurance liability accidents require treatment is to pay a proportion of the insurance premium.

In summary, no matter what kind of insurance, only after a certain period of time to pay the insurance can enjoy the role of protection brought by the insurance. Take pension insurance as an example, according to the relevant regulations, the pension insurance needs to be paid for 180 months, that is, 15 years before you can receive the pension after retirement, it should be noted that even if the pension insurance has been paid for 15 years, if the insured person is not yet at the age of retirement, he can not receive monthly pension, and need to wait for the age of retirement before you can enjoy the protection.

Legal basis:

The Social Insurance Law of the People's Republic of China

Article 12

The employer shall pay the basic pension insurance premiums in accordance with the ratio of the total wages of the employees of the employer as stipulated by the state, and the premiums shall be credited to the basic pension insurance fund.

Employees shall contribute to the basic pension insurance premiums in accordance with the proportion of their own wages prescribed by the State and credited to their individual accounts.

Individual industrial and commercial households without employees, part-time employees who have not participated in basic pension insurance with their employers, and other flexibly employed persons who participate in basic pension insurance shall pay basic pension insurance premiums in accordance with the State regulations, which shall be credited to the basic pension insurance general fund and individual accounts respectively.

Article 60

Employers shall declare and pay social insurance premiums on their own, in full and on time, and shall not defer or reduce them except for force majeure or other legal reasons. The social insurance premiums to be paid by employees shall be withheld and paid by the employing unit on their behalf, and the employing unit shall inform the individual of the details of the payment of social insurance premiums on a monthly basis.

Individual entrepreneurs without employees, part-time workers who do not participate in social insurance with their employers, and other flexibly employed persons may pay social insurance premiums directly to the social insurance premium collection organization.