What is the payment ratio of "five insurances and one gold" in Changzhou?

How to pay "five insurances and one gold"

General payment formula: payment base × payment ratio = payable expenses.

1. endowment insurance: at present, the contribution ratio of endowment insurance is 2 1% for the unit and 8% for the individual;

2. Medical insurance: medical insurance payment ratio: 9% for the unit and 2% for the individual;

3. Unemployment insurance: unemployment insurance payment ratio: 2% for the unit and 0/%for the individual;

4. Work-related injury insurance: Work-related injury insurance determines its work-related injury rate according to the industry scope of the unit, which is between 0.5% and 2%, and individuals do not have to pay it;

5. Maternity insurance: the unit is 0.8%, and individuals do not have to pay;

6. Housing accumulation fund: according to the actual situation of the enterprise, the proportion of housing accumulation fund shall be selected, but in principle, it shall not exceed 10% of the average salary of employees.

Extended data:

Five insurances and one gold refer to several kinds of security benefits provided to workers by employers, including endowment insurance, medical insurance, unemployment insurance, work injury insurance, maternity insurance and housing accumulation fund.

"On-the-job employees should pay the housing accumulation fund in accordance with the regulations." Housing accumulation fund is a "payable" project, which is legally necessary, and paying it also means an obligation.

20 16 March 23rd "13th Five-Year Plan" outlines the implementation of maternity insurance and basic medical insurance in parallel.

This means that in the future, with the merger of maternity insurance and basic medical insurance, the familiar "five insurances and one gold" will become "four insurances and one gold", medical insurance will be merged with maternity insurance, and some large enterprises will buy benefits for their employees, such as personal accident insurance and critical illness insurance.

Before the end of June, 2065438+2007, maternity insurance and basic medical insurance for employees were merged in some pilot areas, and the inspection expenses were reimbursed together with general medical expenses. The pilot period is about one year.

The first batch of pilot areas include Handan, Hebei, Jinzhong, Shanxi, Shenyang, Liaoning, Zhengzhou, Henan, Yueyang, Hunan and other cities 12. After the merger of the two insurances, the future will be four insurances and one gold. People who participate in medical insurance can enjoy maternity insurance benefits.

References:

Baidu encyclopedia-five insurances and one gold