Can social security and medical insurance be paid separately?

Social security and medical insurance can be paid separately.

These two choices mainly depend on the individual's employment situation and the relevant policies in the region. The following is a detailed introduction: for flexible employees, you can choose to buy only medical insurance without social security, or both. For employees, it is usually necessary to pay medical insurance and social security at the same time, which is a mandatory requirement. Different regions may have different specific regulations, so it is recommended to consult the local social security or medical insurance department before the specific operation to obtain accurate information.

The difference between social security and medical insurance;

Medical insurance is a kind of social security. When the company pays social security, it already includes medical insurance. Of course, there are medical insurance cards and social security cards in many places. Medical insurance cards can be used to pay for patients' medical expenses. The social security card records the cardholder's social insurance payment, pension insurance personal account information, medical insurance personal account information, professional qualifications and skills, employment experience, work-related injuries and occupational diseases. In the near future, social security card will replace medical insurance card.

To sum up, medical insurance and social security can be paid separately, and individuals and units can choose according to their own needs. This can better meet the insurance needs of individuals and units and improve the flexibility and adaptability of the insurance system.

Legal basis:

People's Republic of China (PRC) social insurance law

second

The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.

Article 23

Employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations.