How to buy social security by yourself?

Individuals who pay social security can only pay pension and medical insurance. The specific process is as follows:

1, how to pay social security for individuals can apply for social security as a freelancer (pension+medical care);

2. Insurance conditions: urban hukou or rural hukou;

3. Handling location: local community street social security service points, or district and county social security bureaus (labor and social security bureaus);

4. How do individuals pay the basic information needed in social security issues: household registration book, ID card and its copy, and two 1 inch photos;

5. Payment standard: based on the local social wage in the previous year, the proportion of pension payment is 20%, and that of medical care is about 9%. At present, 80% and 100% are still available.

Extended data

The main contents of the combination of medical social insurance and unified accounting

The State Council issued the Decision of the State Council on Establishing the Basic Medical Insurance System for Urban Workers in February 1998.

The principles of the basic medical insurance system for urban workers are: the level of basic medical insurance should be adapted to the development level of productive forces in the primary stage of socialism; All employers and their employees in cities and towns should participate in basic medical insurance and implement territorial management; The basic medical insurance premium is shared by both the employer and the employee; The basic medical insurance fund combines social pooling with individual accounts.

The basic medical insurance fund consists of overall funds and individual accounts.

The basic medical insurance premium is paid jointly by the employer and the employees.

The overall fund and individual account shall delimit their respective payment ranges, and shall be accounted for separately, and shall not occupy each other.

Main differences between social insurance and commercial insurance

Achieve different goals. Social security is the basic guarantee for social members when necessary, not for profit; Commercial insurance is the commercial operation of insurance companies, aiming at profit;

The implementation methods are different. Social insurance is compulsory according to national legislation, while commercial insurance follows the principle of "freedom of contract" and is voluntarily insured by enterprises and individuals;

The subject and object of implementation are different. Social insurance is raised, managed and distributed by special institutions set up by the state, targeting social members within the legal scope; Commercial insurance is managed by insurance companies, and the applicant can be anyone who meets the underwriting conditions;

Different levels of protection. Social insurance provides the most basic protection for the insured, which is higher than the social poverty line and lower than 50% of the average social wage, with a low degree of protection; The level of protection provided by commercial insurance depends entirely on the agreement of both parties and the amount of premium paid by the insured. As long as the insured meets the insurance conditions and has a certain ability to pay, he can get a high level of protection.

Reference Social Insurance-Baidu Encyclopedia