Beijing social security ratio

Social insurance refers to a non-profit social security system with income redistribution function, which is used by the state to prevent and force most social members to participate.

Social insurance is a social and economic system that provides income or compensation for those who lose their ability to work, are temporarily unemployed or suffer losses due to health reasons.

The main items of social insurance include endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance.

Proportion of social security units and individuals:

Endowment insurance:

1, the average monthly salary of employees in the year above the individual contribution is the base (the minimum number is 60% of the salary of employees in the whole city in the previous year; The highest figure is 8% of the city's employees' wages in the previous year.

2. The unit payment is paid according to 22% of the average monthly salary of the employee in the previous year. From June 65438+1 October1day, 2006, Ministry of Human Resources and Social Security adjusted the size of the individual pension account from 165438+ 0% of my contribution salary to 8%. The previous policy was that individual contributions and 3% unit contributions were all included in individual pension accounts, and unit contributions 19% were transferred to social pooling, while the new policy also included 3% of unit contributions in social pooling to solve the problem of empty accounts in pension accounts.

Medical insurance:

Taking Beijing as an example, the proportion of medical insurance payment: unit 10%, individual 2%+3 yuan;

Unemployment insurance:

Unit 1%, individual 0.2%;

Industrial injury insurance:

According to the industry scope divided by the unit, the work injury rate is determined, and the work injury rate is between 0.5% and 2%;

Maternity insurance:

Payment ratio: 0.8% of the unit, and individuals do not pay.

Provident Fund:

Taking Beijing as an example, the proportion of provident fund deposit: according to the actual situation of enterprises, choose the proportion of housing provident fund deposit. However, in principle, the maximum wage shall not exceed 10% of the average wage of employees in Beijing. Since the second half of 2009, Beijing has uniformly stipulated that all employers should pay housing provident fund at 12% of their wages. Units and individuals are 65438+ 02% of salary. Some enterprises do it according to the total wages:

1 pension 20% medical care (9+ 1)% unemployment 1.5% work-related injuries 0.5% maternity 0.8% of which work-related injuries should be classified according to enterprise categories.

2. The personal part is based on the average monthly salary of the individual in the previous year: 8% for old-age care, 2% for medical care, 0.5% for unemployed 3 yuan, and no payment for work-related injuries and maternity.

Those who join the work in the first year will be paid according to the first month's salary.

4. Housing is generally 8%, before tax. It can be 10% or 12%, depending on the enterprise benefit. There is no way to calculate the total, which involves the minimum wage and the social wage of the previous year and three times the social wage, 60% of the social wage.

5. The above does not include migrant workers and migrant workers.

Social insurance is the most important part of the social security system. Therefore, when discussing the history of social insurance, social insurance cannot be separated from social security.

Social insurance refers to the system that the state establishes a social insurance fund through legislation to give necessary material help to workers who participate in labor relations when they lose their ability to work or are unemployed. Social insurance is not for profit.