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Can rural social security and employee social security be merged?
1. The new rural cooperative medical system adopts the methods of individual payment, collective support and government subsidy to raise funds, and the payment object is farmers. Social security payment targets are state-owned enterprises, collective enterprises, foreign-invested enterprises, private enterprises and other urban enterprises and their employees;
2. The new rural cooperative medical system and social security are two systems. One of their purposes is to receive a pension after reaching the legal retirement age, but a person cannot receive two pensions. Therefore, the new rural insurance and social security cannot be merged.
Legal basis: Article 64 of People's Republic of China (PRC) Social Insurance Law.
Social insurance funds include basic endowment insurance fund, basic medical insurance fund, industrial injury insurance fund, unemployment insurance fund and maternity insurance fund. In addition to the basic medical insurance fund and maternity insurance fund combined accounting, other social insurance funds are accounted for separately according to social insurance types. Social insurance funds implement a unified accounting system throughout the country.
The social insurance fund is earmarked for special purposes, and no organization or individual may occupy or misappropriate it.
The basic old-age insurance fund will gradually implement national overall planning, and other social insurance funds will gradually implement provincial overall planning. The specific time and steps shall be stipulated by the State Council.
Article 65
Social insurance funds achieve balance of payments through budgets.
When the social insurance fund is insufficient to pay, the people's governments at or above the county level shall give subsidies.
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