Can personal social security be refunded? How to deal with it?

Legal analysis: individual social security can be refunded, but it should be noted that under normal circumstances, social security money cannot be refunded or withdrawn in advance until retirement. However, in some special circumstances, you can still apply for surrender, but it should be noted that only the old-age insurance can be refunded, and the money paid by the unit is not refunded. Prepare the following materials: 1, death certificate; 2, the endowment insurance manual; 3. Original and photocopy of ID card; 4. Application for surrender and relevant certification materials. After the endowment medical insurance fund management center prepares these materials, it will print the approval form for one-time surrender of personal accounts according to relevant policies and regulations, and go to the endowment medical insurance fund management center for handling.

Legal basis: Article 14 of the Social Insurance Law of People's Republic of China (PRC) stipulates that individual accounts shall not be withdrawn in advance, and the bookkeeping interest rate shall not be lower than the bank time deposit interest rate, and interest tax shall be exempted. If an individual dies, the balance of the individual account can be inherited.