What are the risks of social security payment? Why is it repeatedly banned?

Recently, a hot search found that "it is illegal for social security to pay, and some people are sentenced for it", but in reality, there are still some institutions that provide social security to individuals who have no labor relations and make profits from it.

What is social security payment?

Social security ownership refers to individuals who want to buy social security. Because there is no company to pay social security for them, they attach social security to an institution that specializes in social security payment and let the institution help them pay social security. Simply put: you give money, and the organization will help you pay your salary! ! ! In addition to your own share, the unit has to pay that part, and you have to pay the agency fee to the remittance agency. In short, it must be much more than when you were on the job.

What are the risks of social security payment? Why does the state not let third parties pay social security?

People's social departments in many places reminded that it is illegal to surrender by means of "paying on behalf of" and "linking", and it will also face multiple risks such as personal property being cheated and damaged, personal information being leaked, and personal credit information being affected.

The Measures for Administrative Supervision of Social Insurance Funds, which came into effect in March this year, strictly prohibits the payment of social insurance or the seizure of social insurance. Violators will be severely punished and may face jail time.

Let's look at the first reason. Paying social security can make some people choose their retirement places purposefully and defraud high pensions. For example, flexible employees in third-tier cities can receive pensions according to the standards of first-tier cities by paying social security. In first-tier cities such as Shanghai and Shenzhen, he can pay a certain number of years and retire, so that you can enjoy the interests that do not belong to you and infringe on the interests of others.

The second reason is that the retirement age of female flexible employees in China is 55, while the retirement age of female employees is 50. Then, by paying social security, female flexible employees can retire as employees at the age of 50. Female flexible employees can enjoy the maternity allowance that did not belong to them by paying social security, which is also an act of defrauding the allowance. So, don't take any chances. If you take the risk of calling social security, you may lose more than you gain.

Why is the social security linked remittance repeatedly prohibited?

At present, institutions that provide social security payment can still be found online. On a well-known e-commerce APP, add a specific city name after "social security payment", such as "social security payment in Beijing", and you can find businesses that provide social security services.

In addition to defrauding high pensions and early retirement of female flexible employees, according to the provisions of the Social Insurance Law, employers should pay social insurance directly for employees at their registered places. However, in practice, for various reasons, such as for employees working in different places, he does not want to pay social insurance at the registered place of employers, such as Chengdu, but wants to pay social insurance at the actual place of work. For example, if you come to Beijing and Shanghai to pay social insurance, you can pay social insurance through the branches of the employer or the service agencies of the third party. This is what we call paying social insurance.

Consider what to do next. On the one hand, we may need to actually pay social insurance in the place where the employer is registered in accordance with the provisions of the Social Insurance Law. On the other hand, if we really pay social insurance in a specific city, such as where you work, we need to change our employer and employment mode, for example, through local branches, we use our own branches or outsourcing labor dispatch services to achieve this goal.

So what should people who have been attached to the unit to pay social security do?

It's actually quite simple. When working in a unit, there will be a unit to pay social security for employees. If there is no unit to work, you will choose to pay social security as a flexible employee. From March 18, you must not pay social security in the affiliated unit, otherwise it will be illegal, even if you used to pay social security as a flexible employee.