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Shenyang Social Security Provident Fund Contribution
Pension insurance, medical insurance, have a personal account, stop accumulating after leaving the company, to a new company can continue to contribute, not long influence is not big, individuals can also choose to pay the full amount, but the amount is very large, do not recommend doing so.
Worker's compensation, unemployment and maternity insurance, there is no account, after leaving the company, it is gone, but the unemployment insurance paid enough for one year, you can receive unemployment insurance benefits.
Provident fund also has a personal account, this completely belongs to the individual, so just did not continue to save money, the other has no effect.
Expanded information:
Five insurance and one gold refers to the employer to give the workers of the several kinds of security treatment of the collective name, including pension insurance, medical insurance, unemployment insurance, work injury insurance and maternity insurance, and housing provident fund.
"Individual employees should contribute to the housing fund in accordance with the regulations." The housing fund is a "shall contribute" item, which means legally it is a must, and also shows that it is an obligation.
The first batch of pilot areas include 12 cities, including Handan, Hebei; Jinzhong, Shanxi; Shenyang, Liaoning; Zhengzhou, Henan; and Yueyang, Hunan. After the merger of the two insurances, the future is four insurances and one pension. Those who are enrolled in medical insurance can enjoy the benefits of maternity insurance.
Many startups, in order to save costs, pay less, or even do not pay five insurance and one gold for their employees, which will face a number of risks:
According to the Social Insurance Law, as well as the Housing Provident Fund Regulations, enterprises that do not pay social security for their employees in full and on time will be subject to a late fee of five ten thousandths of a cent, or even a fine of more than double and less than triple the amount of unpaid contributions; and those that do not pay provident fund contributions in full and on time will be subject to a fine of more than three times the amount of unpaid contributions. pay the provident fund will be fined more than 10,000 yuan and less than 50,000 yuan.
In reality, if an employee files an arbitration or lawsuit because an enterprise has not made normal contributions to its social security provident fund, the losing party is basically the enterprise.
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