Social security payment deadline in 2024

Deadline for social security payment in 2024: September 1 to February 3 1 payment.

The basic medical insurance for urban and rural residents (hereinafter referred to as "medical insurance for urban and rural residents") is a state-led social basic medical insurance sponsored by the government. In order to let children have a medical insurance, reduce the family financial burden of children's disease risk, and help children grow up healthily and happily, please insure children with medical insurance for urban and rural residents as soon as possible. September 1 day in 2023 to February 3 1 day in 2024 is the centralized payment period for residents' medical insurance.

Four characteristics and advantages of medical insurance for urban and rural residents;

1, low premium

Students and children enjoy government financial subsidies after the centralized payment period, and individuals pay a small amount (less than 1.05 yuan per day in 380 yuan in 2024), which ordinary families can afford; Most government subsidies (640 yuan) are part of the medical insurance fund to provide better medical insurance benefits for students, children and patients.

2. Low threshold

The commercial medical insurance that parents buy for their children generally has health requirements. If it does not meet the requirements, it cannot be insured normally. As an important type of national medical insurance, medical insurance for urban and rural residents is different from commercial insurance, and its participation is not restricted and affected by some conditions such as physical health. Even children with congenital diseases, special diseases and diseases can participate in insurance as long as they are willing to participate.

3. Wide coverage

Medical insurance for urban and rural residents is not restricted by household registration. As long as you don't participate in other forms of basic medical insurance, you can participate in medical insurance for urban and rural residents in Harbin. Students and children with foreign household registration in Harbin can also participate and enjoy medical insurance benefits for urban and rural residents in Harbin.

4. High security

Medical insurance for urban and rural residents covers a wide range of diseases, and the threshold for starting treatment is low, from common cold, fever and accidents to major diseases such as tumors and leukemia.

Urban and rural residents' medical insurance payment is guaranteed for one year at a time, and the general treatment includes:

Outpatient treatment: As a general outpatient treatment in 500 yuan every year, patients with hypertension and diabetes can enjoy the treatment of "two diseases", patients with 27 chronic diseases can enjoy the treatment of chronic diseases every year 1.600 yuan, and patients with malignant tumors and other special outpatient diseases can enjoy the corresponding special outpatient treatment.

Hospitalization treatment: you can enjoy the minimum reimbursement rate of 70% and the maximum reimbursement rate of 90% within the policy scope every year.

Serious illness insurance benefits: within one year, the individual pays more than RMB 12000 within the scope of medical insurance, and the reimbursement of serious illness insurance is not capped.

In addition to the above-mentioned medical insurance benefits for students and children, under the condition that the payment standard is the same as that of the general residents, according to the fact that students and children are in a critical period of physical development and are prone to various diseases, and the treatment families with accidents or diseases may have to bear greater economic pressure, the treatment policy is inclined to students and children, which is better than that of the general residents: the proportion of reimbursement for hospitalization, emergency treatment in different places and referral of hospitalization in local tertiary medical institutions is higher than that of adult residents 10. In view of the characteristics of hyperactivity and vulnerability of students and children, while enjoying the treatment of chronic diseases and special diseases in general and outpatient clinics, the accidental injury treatment is increased by 1000 yuan every year. At the same time, for students and children to increase the special disease of phenylketonuria alone, the maximum annual reimbursement amount is 6.5438+0.4 million yuan.

To sum up, those who participate in the insurance payment during the centralized payment period will enjoy financial subsidies, and individuals will pay 380 yuan and enjoy the medical insurance benefits for residents from 2024 1 to February 2024 1. If the insurance premium is paid outside the centralized payment period, it is required to pay 1020 yuan (both the individual contribution 380 yuan and the financial subsidy 640 yuan are borne by individuals), and residents will enjoy medical insurance benefits from the date of payment for 90 days to 123 1 day in 2024.

Legal basis:

People's Republic of China (PRC) social insurance law

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The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance to protect citizens' right to get material help in old age, illness, industrial injury, unemployment and childbirth.