What is the minimum standard of five insurances and one gold in Heilongjiang in 2022-2023?

What is the minimum standard of five insurances and one gold in Heilongjiang in 2022-2023?

Five insurances and one gold shall be paid by the unit, five insurances and one gold shall be paid to the Social Security Bureau and one gold shall be paid to the Housing Provident Fund Management Center. The average monthly salary of employees above the base year, or the first monthly salary of new employees.

(1) Flexible employees in Heilongjiang Province pay social security by themselves;

1. Only 60% of the provincial social wage or 100% can be selected as the payment base. Individuals pay 20% of the monthly payment base. Last year, the social security wage in Heilongjiang was 24,376 yuan, the monthly social security wage was 203 1.33 yuan, and the individual pension insurance contribution was 203 1.33 * 20.

2. The payment base of medical insurance is 100% of local social wages (medical insurance has not achieved overall planning in the whole province).

Taking Harbin as an example, the proportion of individual contributions to medical insurance is 9.5%, 6.5%, 5% and 2.5%.

Last year, the social wage was 2438.42 yuan/month. If 9.5% is paid, the monthly payment is 2438.42*9.5%+5 (large medical assistance) =236.65 yuan.

(2) If there is a work unit, the social security shall be paid by the unit:

1. Endowment insurance: 8% for individuals and 22% for units. The payment base is my average monthly salary in the previous year. If the average monthly salary is lower than 60% of the social level of the previous year, 60% of the social level of the previous year is the base of payment; If the average monthly salary is higher than 300% of the social level of the previous year, 300% of the social level of the previous year is the payment base.

2. Medical insurance: individuals pay 2%, units pay 7.5%, and individuals and units with large medical assistance each pay 2.5 yuan. The payment base is my average monthly salary in the previous year. If the average monthly salary is lower than 100%(2438.42 yuan) of the previous year's social level, the payment base shall be 100% of the previous year's social level.

Is the money paid every year a personal account?

Certainly not, because social security is managed as a whole, only 8% paid by individuals is included in personal accounts, and the rest is included in the pension fund as a whole.

(3) Calculation and amount of five insurances and one gold

The proportion of enterprises paying the project base and the proportion of individuals paying the amount paid by enterprises.

Pension 3072 16%49 1.528%

Medical treatment 6 198.337.50%464.872%

Unemployment rate is 30,720.50% and 0.50%.

Work-related injuries 4239.80.90% 38.6438+060%

The fertility rate is 6198.330.60% 37.190%.

Medicaid 0%0%

Serious illness medical treatment 0%0%

Residual premium 0%0%

Provident fund 0%0%

Enterprise * * * Contribution: 65438 yuan +0050.65438 yuan +00 people * * * Contribution: 388.09 yuan.

Total contribution: ￥ 1438.438+09.