How do unemployed people pay social security?

1. You can find a social security agency to pay social security, and the full social security fee will be borne by the insured, plus the service fee charged by the social security agency. 2. Pay social security for urban and rural residents themselves, but urban and rural residents' insurance only includes old-age insurance and medical insurance, and there is no unemployment insurance, maternity insurance and work-related injury insurance. When paying urban and rural residents' insurance, choose to pay endowment insurance or medical insurance, and choose the corresponding payment grade to pay.

Legal analysis

The insured can only buy two kinds of insurance in social security: endowment insurance and medical insurance. Because flexible employees have no units, they need to pay in full. The proportion of endowment insurance is 20%, the proportion of medical insurance is 4% or 8%, and the total contribution ratio is basically 28%. The specific payment amount is determined according to the local average wage of the insured and the payment base selected by the insured. For people with limited financial capacity, it is more appropriate to pay social security for urban and rural residents, so that they can enjoy medical insurance reimbursement and receive pensions after retirement. Although the treatment is lower than employee social security, the pressure of payment is much smaller. Social security for urban and rural residents is generally paid annually, and the insured can choose the payment grade that suits them. Social security for urban and rural residents includes medical insurance and endowment insurance for urban and rural residents. The payment method is a combination of state subsidies and individual contributions. Usually 12 of the paid file can pay two or three hundred yuan a year. Residents' medical insurance adopts the policy of "paying for one year and enjoying one year", and they need to continue to pay after retirement to enjoy medical insurance benefits.

legal ground

Article 10 of the Social Insurance Law of People's Republic of China (PRC) * * * Employees shall participate in the basic old-age insurance, and both employers and employees shall pay the basic old-age insurance premium. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium. The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council.