The difference between Chengdu urban and rural residents medical insurance and social security in the medical insurance

The difference between Chengdu's urban and rural residents' health insurance and social security insurance is as follows:

1, urban and rural residents' health insurance and social security insurance are different: urban and rural residents' health insurance is mainly for urban and rural residents, including rural migrant workers, rural residents, and low-income people in urban residents. And social security is mainly oriented to the working staff, including enterprises and institutions, organizations and institutions employees and individual businessmen and so on. Therefore, urban and rural residents' medical insurance has a wider scope of participation and covers a wider range of people.

2, urban and rural residents medical insurance and social security coverage is also different: urban and rural residents medical insurance is mainly for the participants to provide basic medical protection, including hospitalization costs, outpatient costs, special disease costs. Social security, on the other hand, includes protection in a number of areas, including pension insurance, medical insurance, unemployment insurance, work injury insurance and maternity insurance. The coverage of social security is more comprehensive and can meet the various needs of the insured at different stages.

3, urban and rural residents of medical insurance and social security contributions are also different: urban and rural residents of medical insurance contributions are mainly paid by individuals, the government will also give some subsidies. Social security contributions, on the other hand, are paid by both individuals and organizations***, and the percentage of contributions is regulated by the state. The contribution amount for social security is relatively high, but it is also able to obtain more protection.

In summary, the difference between the Chengdu urban and rural residents' health insurance and the health insurance in the social security mainly lies in the different insured objects and the different payment methods and the different scopes. Each region has different regulations, in the payment process to prevent the disclosure of personal privacy, encounter problems in a timely manner to contact the relevant departments.

Legal basis:

The Social Insurance Law of the People's Republic of China

Article 23

Employees shall participate in the basic medical insurance for employees, and the employer and the employee shall pay the basic medical insurance premiums in accordance with the provisions of the State***. Individual industrial and commercial households without employees, part-time workers who do not participate in the basic medical insurance for employees at the employing organization, and other flexibly employed persons may participate in the basic medical insurance for employees, and individuals shall pay the basic medical insurance premiums in accordance with the state regulations.