How to pay social security when you are 46 years old?

How to pay social security when you are 46 years old?

If it's a male, just hand it in before retirement at the age of 60. If the accumulated payment period has not reached 15 years, the payment can be postponed. The current policy can extend the payment for five years. So if you pay another five years, you will reach the payment period of 15 years, and you can retire smoothly then.

If you are a woman. In general, you retire at the age of 55. Therefore, if the payment period of fifteen years is not reached, the payment can be extended for five years, so let's count it. If it is extended for another five years, it will reach 14, which is one year short. I think you can continue to pay, because the future trend is to postpone retirement. This year's extension should not be a problem.

In addition, your payment period is only 15 years, so your pension should not be too high. Therefore, it is best to pay according to the high grade, so that the pension will be higher.

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