Can the comprehensive medical insurance of social security card between husband and wife be shared?

Please consult the landlord for the following information:

Shenzhen Medical Insurance "family account" officially opened.

In short, the family member association procedure is similar to "one insured person shared by the whole family". After the insured person uses the medical insurance "family account" association, he only needs to pay the basic medical expenses and local supplementary medical expenses paid by himself in the designated medical institutions by credit card, without filling out the form on the spot.

To include family members in the insured association must meet two conditions: First, although the scope of participation is "all family members", including parents, spouses, children and so on. These family members must be insured who have participated in Shenzhen medical insurance. Second, the accumulated amount of medical insurance personal accounts must exceed the average monthly salary of employees in the previous year.

Take 20 1 1 as an example. In 20 10, the average monthly salary of Shenzhen employees was 4,205 yuan. As long as the accumulated amount in the personal account of the insured person's medical insurance card exceeds 4205 yuan, you can use your own medical insurance card to pay medical expenses for your family.

The condition of personal account family members' outpatient service is that the balance of personal account of authorized users of comprehensive medical insurance is zero, or there is no personal account of comprehensive medical insurance, but they have participated in other types of insurance in Shenzhen. At present, the association procedure between family members and individual medical insurance accounts is aimed at family members who have participated in medical insurance in Shenzhen (such as migrant workers' medical insurance, children's medical insurance and hospitalization medical insurance).

Extended data:

Basic information such as the cardholder's name, gender and citizenship number, as well as the cardholder's personal status (employment, unemployment, retirement, etc.) are recorded on the social security card face and card. ) marked in the card, you can record the cardholder's social insurance payment, pension insurance personal account information, medical insurance personal account information, professional qualifications and skills, working experience, work-related injuries and occupational diseases.

Social security card is the electronic certificate for workers to work in the field of labor security. Cardholders can use their cards to seek medical treatment and settle medical insurance personal accounts; You can handle endowment insurance affairs with your card; You can apply to the relevant departments for job registration and unemployment registration, unemployment insurance and employment training.

You can apply for labor ability appraisal with your card and enjoy work-related injury insurance benefits. In addition, the social security card is the key for workers to open the door to the contact system. With this key, cardholders can query information online and handle related labor and social security affairs online in the future.

Ministry of Human Resources and Social Security, the People's Republic of China, is promoting social security cards, and plans to expand the application fields of social security cards. To this end, the Ministry of Industry and Information Technology issued the Notice on Loading Financial Functions into Social Security Cards.

The social security card loaded with financial functions not only has the functions of information recording, information inquiry and business handling, but also can be used as a bank card with financial functions such as cash deposit, withdrawal, transfer and consumption. In order to promote financial services to people's livelihood and facilitate people to enjoy social security benefits and financial services.

The financial application of social security card with financial function is RMB debit application, and the credit function is not supported at present. The card medium of this card is generally a contact chip card, but there are also social security cards with contact+non-contact dual-interface cards issued by banks. The social security card temporarily transits in the form of a chip and a hidden magnetic stripe composite card. The chip should include human resources, social security applications and financial applications at the same time.

The social security card adopts the national unified standard, and the social security number adopts the citizenship number in accordance with the relevant provisions of the Social Insurance Law. From then on, the social security card will join the financial function and be unified throughout the country.

For example, Beijing Resident Health Card, Beijing Medical Pass Card and Beijing Pass Card will realize "three certificates in one". Previously, most Beijing residents had encountered such problems in the process of seeking medical treatment. I only got the social security card, and found that sometimes the registered settlement hospital does not recognize it, so I need to go to various hospitals to apply for an additional medical card.

At the same time, the residents' health card and Beijing medical card that have been implemented in this city for more than five years, as well as the Beijing medical card that is fully covered by Beijing hospitals and mainly distributed to farmers participating in the new rural cooperative medical system in this city, also have overlapping and overlapping functions.

References:

Medical Insurance-Baidu Encyclopedia