What is the difference between urban social security and rural social security?

There are some important rights and interests differences between urban social security and rural social security, which have a far-reaching impact on individuals and society. First of all, urban social security usually provides more comprehensive protection, covering medical care, pension and unemployment, while rural social security mainly focuses on basic medical insurance. This makes urban residents enjoy more welfare and security when facing risks such as illness and retirement. Secondly, the payment standard and amount of urban social security are usually high, and the corresponding benefits are also rich, while the payment level of rural social security is low. This may lead to a further widening of the social security gap between urban and rural areas. In addition, the management and service of urban social security are relatively more perfect, while the operation and management of rural social security are difficult. This may affect the convenience of rural residents to enjoy social security rights and interests. Generally speaking, the difference of rights and interests between urban social security and rural social security directly affects the welfare treatment and social equity of residents in different regions. The government and relevant departments need to take measures to gradually narrow the gap between urban and rural social security and achieve the goal of universal social security.

Types and handling methods of social security for urban workers and rural areas, provisions on social security benefits and transfer, and restrictions on the use of social security funds.

The full name of the five insurances for urban workers is: basic old-age insurance for urban workers, basic medical insurance for urban workers, maternity insurance for urban workers, industrial injury insurance for urban workers and unemployment insurance for urban workers. There are generally two kinds of insurance in rural areas: new rural cooperative medical insurance and new rural social endowment insurance.

If you work in Beijing, you can apply for social security in the company without having to apply for insurance in your hometown to avoid repeated insurance. If you leave your job, you can directly transfer social relations. Please consult the Human Resources Department for specific operation. Going to another city can transfer social security relations. The "basic old-age insurance for urban workers" in social security needs to pay 15 years to enjoy the normal old-age insurance benefits for employees. If the payment is less than 15 years, it can be paid back, or transferred to urban residents' social endowment insurance or new rural social endowment insurance to enjoy its social insurance benefits. The money in social security is earmarked and cannot be taken out casually. All insured persons in Beijing have social security cards and can enjoy corresponding social security benefits in case of medical treatment, unemployment, work injury and maternity.

These are our knowledge in this field. If you want to know more about this, you can also search online.

Legal basis:

People's Republic of China (PRC) Social Insurance Law;

Chapter II Basic Endowment Insurance

Article 22 The State shall establish and improve the social endowment insurance system for urban residents. The people's governments of provinces, autonomous regions and municipalities directly under the Central Government may, according to the actual situation, combine the social endowment insurance for urban residents with the new rural social endowment insurance.