Does it make sense to interrupt medical insurance for six months and pay back the money?

Social security was interrupted for half a year, the accumulated years of medical insurance were cleared, and the money in the medical insurance account was still there. Paying back money is meaningless because you don't enjoy medical insurance. It is ok to renew the payment, and the medical insurance treatment has no effect. The endowment insurance in social insurance is cumulative, and it will not be cleared because it is stopped halfway.

Legal analysis: the social security was interrupted for 6 months, the accumulated years of medical insurance were cleared, and the money in the medical insurance account was still there. Paying back money is meaningless because you don't enjoy medical insurance. It is ok to renew the payment, and the medical insurance treatment has no effect. The endowment insurance in social insurance is cumulative, and it will not be cleared because it is stopped halfway. If there is payment after the interruption, the cumulative number of years of previous insurance and the amount of individual payment. Within one medical insurance payment year, the social insurance payment will be stopped for 3 months, and the medical insurance payment period will be cleared and recalculated. The balance of personal account will be activated and can be used again after paying medical insurance, so the amount of medical insurance paid by individuals will not be cleared. Extended information 1) Social insurance is a social undertaking developed by the state. 2) Social insurance is guaranteed and based on national legislation. What is emphasized here is that the implementation of social insurance must be guaranteed by law; The implementation of social insurance must be carried out according to law. 3) Social insurance is based on the establishment of insurance funds. 4) The object of social insurance is workers. 5) The purpose of social insurance is to ensure that workers can get material help and basic living compensation from society when they suffer from labor risks, that is, when they temporarily or permanently lose their ability to work and their jobs lose their source of livelihood. 6) Social insurance is a social security system, a core part of social security and an important part of social insurance policy.

Legal basis: Article 7 of the Social Insurance Law of People's Republic of China (PRC) (Payment Standard for Flexible Employees) Flexible employees can pay the basic medical insurance premium for urban employees according to 8.5% of the average salary of last year in the province and enjoy the same medical insurance benefits as the insured employees; You can also pay social insurance premiums at 5% of the province's average salary last year, without setting up a personal account.