How to calculate the social security payment? Personal social security payment conditions

First, how to calculate social security contributions

Payment of social security requires payment of late fees, so the payment is calculated as follows:

Fees to be paid = payment base × payment proportion+late payment fee+interest.

When paying back social security, I will take the corresponding annual payment salary confirmed by myself as the base and multiply it by the ratio of the average salary of employees in this city in the previous year at the time of payment and the average salary of employees in this city in the previous year in the corresponding payment year (i.e. the payment coefficient) as the payment base of the corresponding payment year, and pay it according to the proportion of 20%.

According to the detailed rules for the implementation of the basic old-age insurance for urban workers, when individuals apply for basic old-age insurance, the corresponding annual salary base grades are divided into the following three grades:

(1) Pay the average monthly salary of employees in this city in the previous year;

(2) 60% of the average monthly salary of employees in this Municipality in the previous year;

(3) the lower limit of the annual payment wage base.

The cost of social security payment varies from place to place. Specific payment ratio and payment base, you can consult the local social security bureau, subject to local conditions.

Second, what are the conditions for individual social security payment?

There are differences in different places, taking Beijing as an example:

1, retirement age:

(1) female: cadres retire at the age of 55, and workers retire at the age of 50.

(2) Male: Both cadres and workers retire at the age of 60.

2. Payment term:

(1) Pension: The minimum payment period for both men and women is 15 years.

(2) Medical care: the minimum payment for men is 25 years, and that for women is 20 years.

3. Repayment period:

(1) From 1992 to June 10, it can be returned;

(2) 1992 10 to 1997 12 is the transition period. (The specific personnel can only determine which year of insurance is suitable for supplementary payment after reviewing the files. )

4. Payer category:

(1) Non-agricultural registered permanent residence people in this city (towns in this city): If both men and women pay enough, they can enjoy a one-month pension and medical treatment when they retire.

(2) agricultural registered permanent residence, the city's personnel: both men and women who have paid enough fees will return the personal account amount and subsidies to themselves at one time when they retire, and they will not enjoy the pension and medical treatment of the month.

(3) Waifu is not agricultural registered permanent residence (Waifu Town);

1 When working in Beijing, the employer pays enough payment years for the workers, and the workers can go through retirement procedures in Beijing and enjoy the same treatment as the urban hukou personnel in this city;

When working in Beijing, the employer has paid enough for employees, and employees can also go back to their hometown to retire, and transfer the payment records in Beijing back to their hometown, so that employees can enjoy local pension and medical treatment.

(4) Out-of-town agricultural registered permanent residence: During working in Beijing, the employer pays enough payment years for the employee, and the employee will return the paid personal account and subsidies to him when he retires, and will not enjoy pension and medical treatment.

5. Salary personnel type:

(1) Persons who have never paid social security since the date of work, and the payment period from the date of payment to retirement is not enough;

(2) Since the date of work, the original work unit has paid social security fees, but it has not continued to pay social security fees since it came out of the unit, and the payment period is not enough now;

(3) people who don't want to break the length of service.