What insurance does the state stipulate that enterprises must pay to their employees?

China's labor law stipulates that employers must pay social insurance for workers according to law. Social insurance mainly includes endowment insurance, industrial injury insurance, medical insurance, maternity insurance and unemployment insurance (that is, we often say five insurances). According to the provisions of the Social Insurance Law, employers have the responsibility and obligation to participate in five insurances and one fund for employees' pension, medical care, unemployment, work injury, maternity insurance and housing provident fund (the Regulations on the Administration of Housing Provident Fund stipulates that enterprises should participate in purchasing housing provident fund for employees).

Article 58 of the Social Insurance Law of People's Republic of China (PRC), the employing unit shall handle social insurance registration for employees within 30 days from the date of employment. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay.

1. Social insurance is a social and economic system that provides income or compensation for people who are unable to work, temporarily unemployed or suffer losses due to health reasons. The main items of social insurance include endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance.

2. The social insurance plan is organized by the government, forcing a certain group to use part of its income as social insurance tax (fee) to form a social insurance fund. Under certain conditions, the insured can get fixed income or loss compensation from the fund. It is a redistribution system, and its goal is to ensure the reproduction of material and labor and social stability.

3. In China, social insurance is an important part of the social security system, occupying a core position in the whole social security system. In addition, social insurance is a contributory social security. The funds are mainly paid by employers and workers themselves, and the government finances give subsidies and bear the ultimate responsibility. However, workers can only enjoy the corresponding social insurance benefits if they fulfill their statutory payment obligations and meet the statutory conditions.

Second, the company employees social insurance enrollment process

(1) Information required for opening an account 1 (establishing an enterprise social security account with the labor and social security department), social insurance registration form, list of changes of employees, and basic information registration form of employees 2. Copy of business license (or approval document); 3. A copy of the local tax registration certificate; 4. Copy of organization code certificate; 5. The recent salary roster of the insured unit; 6. Copy of the insured's ID card (migrant workers need a copy of their household registration) 7. For the first time, the insured person provides a one-inch photo with a red background (social security with a second-generation ID card reader can get the original ID card without a photo).

(2) Employee social security transfer or staff increase operation 1, and then transfer the employee social security relationship that has participated in social security before to the enterprise social security account; 2. Print the payment list in social security in the first month of social security payment (the list includes employee name, ID number, payment base, etc.). ) 3. Handle the social security withholding formalities entrusted by the same city (this is done in the bank where the enterprise opens an account) 4. After that, just submit the social security increase and decrease form of the insured person every month.