Shenzhen social security card pension account balance

The balance of pension account refers to the part and interest paid by individuals in pension insurance, which is paid to employees on a monthly basis when they reach retirement age. It is part of the old-age insurance.

With the increase of payment period, the balance of personal account keeps increasing. When retiring, the personal account balance divided by 120 months, or divided by the average remaining months, is the personal account part of the monthly pension. Together with the overall planning part, adjustment fund, etc. It constitutes all the pensions.

When can the balance of the special pension account be withdrawn?

The balance of the social security card pension account cannot be withdrawn.

1, you can only handle the transfer, and you can only calculate the retirement fee according to the regulations when you retire, or if the payment is less than 15 years, you can settle it at one time.

2. Unless you pay twice or settle abroad. The balance of the special pension account is: among the endowment insurance premiums paid by units and individuals, part of them will enter the overall planning and part will be included in the personal account.

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The balance of special pension account means that the pension insurance paid by units and individuals is included in the personal account in addition to the overall account.

At present, the specific calculation is 8% of the individual's salary or average salary.

And three points ranging from 20% to 30% of the total wages paid by the unit or the average wages are included in the personal account, and some areas only include the proportion of individual contributions.

Enterprise retirement pension means that employees pay social insurance and old-age insurance during their employment and receive retirement pension on a monthly basis after statutory retirement.