How much do you pay for six insurances and two gold each month?

How much six insurances and two gold you pay each month depends on the specific regulations of your place.

The payment ratio of six insurances and two gold varies from region to region, but it usually includes the following parts:

1, old-age insurance: the unit pays 20%-22%, and the individual pays 8%;

2. Medical insurance: the unit pays 9%- 12% and the individual pays 2%;

3. Unemployment insurance: each unit and individual pays1%;

4. Work injury insurance: the unit pays 0.4%-0.5%, and the individual does not need to pay;

5. Maternity insurance: the unit pays 0.7%-0.8%, and the individual does not need to pay;

6. Housing accumulation fund: the contribution ratio of units and individuals is the same, ranging from 5% to 12%;

7. Supplementary medical insurance and enterprise annuity shall be determined through consultation between enterprises and individuals. The specific payment amount needs to be calculated according to local policies and individual payment base.

Social security contribution ratio:

1, endowment insurance: both units and individuals need to pay, and the proportion is generally 16%- 20% for units and 8% for individuals;

2. Medical insurance: the total contribution rate of units and individuals is about 10%, and the specific proportion varies from region to region;

3. Unemployment insurance: the contribution rate of units and individuals is relatively low, with general units paying 1%-2% and individuals paying about 0.5%;

4. Work-related injury insurance: only paid by the unit, and the proportion varies according to the risk level of the industry, generally 0.5%-2%;

5. Maternity insurance: only paid by the unit, the proportion is generally 0.5%-1%;

6. Housing accumulation fund: units and individuals each pay 5%- 12%, and the specific proportion is determined according to local policies;

7. Supplementary medical insurance (optional): the proportion of payment and whether to participate are decided by the unit itself;

8. Supplementary endowment insurance (optional): the proportion of payment and whether to participate are decided by the unit itself. The overall payment ratio varies with regional policies, industries, units, personal choices and other factors.

To sum up, different regions pay different proportions of six insurances and two payments, including pension insurance, medical insurance, unemployment insurance, work injury insurance, maternity insurance, housing provident fund and so on. The specific payment amount needs to be calculated according to local policies and individual payment base.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 10

Employees shall participate in the basic old-age insurance, and the employer and employees shall jointly pay the basic old-age insurance premium.

Article 23

Employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations.

Article 33

Employees shall participate in work-related injury insurance, and the employer shall pay the work-related injury insurance premium, and the employees shall not pay the work-related injury insurance premium.

Article 44

Employees should participate in unemployment insurance, and employers and employees should pay unemployment insurance premiums in accordance with state regulations.