In accordance with the provisions of the social security law, retirees are how to calculate the amount of monthly pension?

China's pension insurance is divided into two parts: the old-age pension and the supplementary pension. The old-age pension is the treatment ensured by the regulations after paying the old-age pension; the supplementary pension is the treatment of the unit and the employee himself according to the relevant regulations after paying the supplementary pension, including the enterprise annuity of the administrative institution and the company's annuity, etc. Most of the people only receive the monthly pension because of various environments. Most people because of a variety of circumstances, only to receive old-age pension.

China's old-age pension rules and regulations, is based on the basic, coverage, multi-dimensional, sustainable development of the standard design and production, and therefore is called the pension insurance pension, in the basic premise of advocating the implementation of coverage, multi-dimensional social security rules and regulations, such as supplemental pensions, commercial pensions, investment social security, etc., different types of ways to ensure that the pension of the salary treatment are completely different. Among the many ways of social security, most people rely on or old-age pension.

China's pension insurance regulations, through the development trend of about 30 years, from the social pension insurance contribution management system, wage and salary guarantee system are very detailed and perfect, and there is also a fixed pension adjustment management mechanism for retired workers to share the results of economic and social development has brought the system and mechanism to protect.

The old-age pension is based on a combination of elements such as the contribution base, the number of years of contributions, the balance of funds in the personal account, the average monthly income of employees in the previous year, divided into the old-age pension, personal account pension insurance premiums, two parts, in the buffer period, with the work of the deemed years of contributions, but also need to upgrade the transitional pension.

The calculation of the basic pension is the specific performance of the entire population **** enjoy the fruits of social and economic development, is the previous year's average monthly income of on-the-job workers as the number of issued, the individual's indexation of the average value of contributions to the wage are above the average monthly income of on-the-job workers in the current year as the number of fusion of the average contribution index of the individual, the calculation of the average monthly income of the on-the-job workers in the previous year as a proportion of the ratio of the only need for each year of economic development is rapid. A year of rapid economic development, the previous year's average monthly income of employed workers will continue to increase, the pension benefits of retired workers will continue to grow.

For example, in Beijing in 2022, the amount of pension service is 9,910 yuan, if the city of Beijing is based on 100% contribution, the number of years of contributions is 30 years, every year of contributions to the pension is 99 yuan, 30 years of contributions to the pension is 2,970 yuan per month; personal account pension is based on the total amount of personal account divided by the number of months of the corresponding calculation, if the contributions to 30 years, the total amount of personal account divided by the number of months of the corresponding calculation, if the contributions to the personal account, the total amount of personal account is 99 yuan. If you have paid for 30 years, the total amount of your personal account is more than 280,000 yuan, and you apply for the program at the age of 60, your monthly personal account pension will be 2014 yuan. The monthly pension is the sum of the pension and the individual account pension, and the monthly pension is 4,984 yuan.

Based on this case, if you pay 100% of the contributions, 30 years of contributions in Beijing, 2022 to do retirement, you can receive a monthly pension of 4,984 yuan, if there is an enterprise annuity should be measured enterprise annuity, there is also a need to measure the annuity annuity. Pension part of the pension, from the second year after retirement gradually enjoy the changes in the pension pension to enhance the salary, if ever the pension adjustment ratio is 5%, the monthly pension can be enhanced by about 249 yuan, in other words, from the second year after retirement gradually, the monthly pension can reach 5,233 yuan.

In general, the retired workers monthly pension insurance payment, covering the old-age pension and supplemental pension two parts, but did not pay the supplemental pension work of the people, only enjoy the old-age pension. The old-age pension is calculated based on a combination of factors such as the contribution base, the number of years of contributions, the balance of the individual account, the average monthly income of employees on the job in the previous year, divided into the old-age pension, the individual account pension insurance premiums, and there are people who have the deemed years of contributions need to enhance the transitional pension.