How do flexible employees pay social security for the first time?

Part-time employees and other flexible employees who are not insured by the employer may voluntarily participate in social security. The social security paid by flexible employees is different from that paid by the unit. The unit can pay five kinds of insurance: endowment insurance, medical insurance, work injury insurance, maternity insurance and unemployment insurance. However, the insurance of flexible employment status can only participate in two types of insurance: urban employee pension insurance and medical insurance.

The monthly payment standard for flexible employees to participate in social security is the payment base * (pension insurance payment ratio+medical insurance payment ratio), which may vary from place to place. Among them, the social security payment base is determined according to the average social wage of the insured person in the previous year. The minimum payment base is 60% of the average social wage in the previous year and the maximum is 300%. The insured can freely choose the payment base of 60%-300% according to his actual situation. The higher the payment base, the higher the pension received after retirement.

Flexible employee registration process

Generally speaking, if you participate in social security for the first time as a flexible employee, you need to go to the social security department to register old-age insurance and medical insurance, choose the payment grade, and then go to the tax department to pay, or go to the bank that pays the social security fee to sign an agreement to pay the social security fee and apply for a debit card. After signing the social security payment agreement with the bank, you only need to deposit the full amount into the designated bank account, and the bank will deduct the social insurance premium from the account regularly every month according to the payment grade agreed in the agreement.

Of course, in some areas, it is not necessary to go to the social security department in person to participate in social security for the first time as a flexible employee. The insured only needs to register in official website of Social Security Bureau or People's Social Security APP.

For example, pension insurance and medical insurance for urban workers in Shenyang, Xining and other areas are handled separately. It is best to call the social security hotline in advance to understand the handling process.

In addition, pay attention to the status of flexible employment, and eligible people can enjoy social security subsidies for flexible employment. Eligible insured persons need to provide relevant information to the social security department of the insured place to apply for subsidies, and they can receive subsidies after approval. Different regions have different conditions for social security subsidies. Please consult the local authorities for details.

legal ground

People's Republic of China (PRC) social insurance law

Tenth employees should participate in the basic old-age insurance, the basic old-age insurance premiums paid by the employer and employees. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium. The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council.

Twenty-third employees should participate in the basic medical insurance for employees, and the employer and employees should jointly pay the basic medical insurance premiums in accordance with state regulations. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.