The social security account has money, but there is no deduction.

There is money in the social security passbook but there is no automatic deduction, which may be a problem of upgrading the social security system. You can check with the bank before making your next plan. There are generally two situations. One is that the tax system can't automatically deduct money because the account money is not enough, and the enterprise needs to go to the social security client or the net hall to manually click the deduction. The other is a bank where enterprises sign tripartite agreements. Automatic deduction is not supported, such as Tyrone Bank. This also needs to be paid in the online lobby or social security client.

There is money in the medical insurance account of the social security card, but the state stipulates that the money in the medical insurance account can only be used for medical purposes such as seeing a doctor, buying medicine and hospitalization. The medical insurance account and the financial account are independent of each other, and the money inside cannot be circulated. For example, according to the regulations of Shenzhen social security, 4959 yuan is the bottom line of the balance in the social security card. The implication is that only the money in the social security card that exceeds this balance can be used to buy medicines in pharmacies. It seems that it is really not easy to spend the money in the social security card to buy medicine. Specifically, having money in the social security card does not mean that it can be used to buy medicine at will. Therefore, after receiving a new social security card, you must bring your ID card and new card to the issuing bank for activation within 6 months, and then recharge the financial account in the card and use this card for consumption.

legal ground

People's Republic of China (PRC) social insurance law

Article 61 A collection agency for social insurance premiums shall collect social insurance premiums in full and on time according to law, and regularly inform employers and individuals of the payment.

Article 64 Social insurance funds include basic old-age insurance funds, basic medical insurance funds, industrial injury insurance funds, unemployment insurance funds and maternity insurance funds. In addition to the basic medical insurance fund and maternity insurance fund combined accounting, other social insurance funds are accounted for separately according to social insurance types. Social insurance funds implement a unified accounting system throughout the country.

The social insurance fund is earmarked for special purposes, and no organization or individual may occupy or misappropriate it.

The basic old-age insurance fund will gradually implement national overall planning, and other social insurance funds will gradually implement provincial overall planning. The specific time and steps shall be stipulated by the State Council.