Minimum standard of social security accumulation fund in Beijing

1. Minimum payment base of Beijing housing provident fund

20265438+June 30th, 0) Monthly deposit base of Beijing housing provident fund: upper limit: 27786 yuan, lower limit: 2200 yuan (the lower limit of monthly deposit base for employees receiving basic living expenses is 1540 yuan).

The monthly basic living standard for the newly accepted individual housing provident fund loan used to calculate the loan amount of the loan applicant is 1540 yuan. Note: The monthly deposit base of employee housing provident fund shall not be lower than the minimum wage in Beijing.

2. The minimum payment base of Beijing housing provident fund is 2022.

In 2022, the declaration time of "five insurances and one gold" payment wages is from June 1 1 to July 20, 2022.

From June 1 1 to July 20th, employers (including government agencies and institutions) can log on to the website of the Municipal Human Resources and Social Security Bureau to declare the "five insurances and one gold" payment of wages in 2022. After the declaration is completed, the human resources and social security department will send the relevant data to the tax department, medical insurance department and provident fund department.

Employers need to use the average monthly salary of employees in 202 1 year as the basis for declaring the "five insurances and one gold" payment in 2022. When the declaration is entered, there is no limit on the upper and lower limits. In the later stage of approval, the system will automatically approve according to the upper and lower limits of "five insurances and one gold" in this city. The employing unit shall truthfully declare, and shall not conceal or fail to report. If the employer fails to declare the payment wages on time, the social insurance payment wages in 2022 will be determined according to 1 10% of the payment made by the employer last month from July 2022.

Individuals who work in human resources companies at the municipal and district levels, who have filed in their personal capacity through the (handling) office and participated in social insurance, and individuals who have paid social insurance in various street (township) service centers (former social security offices) must also declare that the social insurance payment base and payment period in 2022 are June 1 1 to July 20.

The insured can apply online through the capital window website; You can also go to the city, district human resources public service institutions, or street (township) convenience service centers (formerly social security offices) to declare. The payment base can be freely selected between the upper and lower limits of enterprise employee pension insurance payment, and the payment cycle can be selected as monthly, quarterly, semi-annual or annual.

If the application procedures are not completed on schedule, the social insurance payment base of the insured person in 2022 shall be determined according to the payment base of the previous year. Below the lower limit of employee pension insurance payment, the following limit is the payment base, and the payment period is months.

3 Beijing housing provident fund deposit minimum base

202 1, the minimum payment base of provident fund and social security, 5360 yuan for enterprises and 5644 yuan for institutions. Take employees of an enterprise as an example. According to the minimum payment, he should pay 428.8 yuan for old-age insurance, 107.2+3 yuan, 26.8 yuan for unemployment insurance and 385 yuan for provident fund.

The unit needs to pay endowment insurance of 857.6 yuan, medical insurance of 482.4 yuan, industrial injury insurance of 2 1.44 yuan, unemployment insurance of 26.8 yuan, maternity insurance of 42.88 yuan and provident fund of 385 yuan.

4. How to calculate the minimum payment base of Beijing housing provident fund?

Beijing social security payment standard 202 1

The minimum base of old-age insurance is 36 13 yuan, the proportion of unit contribution is 16%, and the proportion of individual contribution is 8%.

Medical insurance and maternity insurance have been calculated together. Unit contribution ratio 10.8%, individual contribution 2%+3, minimum base 5360 yuan.

The minimum payment base of unemployment insurance is 36 13 yuan, and the proportion of unit payment is 0.8% and that of individual payment is 0.2%.

The minimum payment base of industrial injury insurance is 47 13 yuan, and the unit payment ratio is 1.9%. Individuals don't have to pay.

The provident fund is calculated according to the minimum base of 2500 yuan, and the payment ratio is calculated according to 5% of the company and 5% of the individual.

Upon calculation, Beijing social security shall be paid according to the minimum base, and the unit shall pay 1, 400.4 1 yuan, and the individual contribution shall be 53 1.47 yuan, totaling 1.93 1.8 yuan.

5. Minimum payment base of Beijing provident fund

202 1 year Beijing minimum wage standard and social security payment base: minimum wage standard 2200, social security upper limit 2654 1, lower limit 3613; The upper limit of provident fund is 27786 and the lower limit is 2200; Social wage 6463; Pension payment ratio, unit 16%, individual 8%; Medical unit 1 1%, individual 2%; 0.8% for unemployed units and 0.2% for individuals; Birth unit 0.8%; 0.2% for work-related injuries and 5%- 12% for provident fund units/individuals.

6. The minimum payment base of Beijing housing provident fund is 2020.

The minimum standards vary from place to place.

202 1 List of social security payment standards: 202 1 Minimum wage standard and social security payment base.

1, Beijing: the minimum wage is 2200, the upper limit of social security is 2654 1, and the lower limit is 3613; The upper limit of provident fund is 27786 and the lower limit is 2200; Social wage 6463; Pension payment ratio, unit 16%, individual 8%; Medical unit 1 1%, individual 2%; 0.8% for unemployed units and 0.2% for individuals; Birth unit 0.8%; 0.2% for work-related injuries and 5%- 12% for provident fund units/individuals.

2. Shanghai: the minimum wage is 2480, the upper limit of social security is 280 17, and the lower limit is 4927; The upper limit of provident fund is 280 17 and the lower limit is 2480; Social wage is 7132; Pension contribution ratio, unit 2 1%, individual 8%; Medical unit 10%, individual 2%; Unemployed unit 1.5%, individual 0.5%; Birth unit 0.8%; 0.5% for work-related injury units and 5%-7% for provident fund units/individuals.

3. Suzhou: the minimum wage is 2020, the upper limit of social security is 19335, and the lower limit is 3368; The upper limit of the provident fund is 26400, and the lower limit is 3030; The social wage is 4755 pounds; Pension payment ratio, unit 16%, individual 8%; 7% for medical units and 2% for individuals; 0.5% for unemployed units and 0.5% for individuals; Birth unit 0.8%; Provident fund unit/individual 5%- 12%

7. The minimum payment base of Beijing housing provident fund is 202 1.

202 1 year Beijing minimum wage standard and social security payment base: minimum wage standard 2200, social security upper limit 2654 1, lower limit 3613; The upper limit of provident fund is 27786 and the lower limit is 2200; Social wage 6463; Pension payment ratio, unit 16%, individual 8%; Medical unit 1 1%, individual 2%; 0.8% for unemployed units and 0.2% for individuals; Birth unit 0.8%; 0.2% for work-related injuries and 5%- 12% for provident fund units/individuals.

8. What is the minimum payment base of Beijing housing provident fund, which can be withdrawn every month?

In the second half of 2022, individuals will pay 3826.

Generally, the provident fund is paid at 12% of the monthly income, and both myself and the unit pay the corresponding amount. The basic principle of the annual salary system is to pay 1% of the annual salary every month. Individual contributions and unit contributions * * * all enter the individual provident fund account. Those who meet the requirements can apply. One-time, quarterly or monthly.

Beijing provident fund has an upper limit, that is, when the monthly salary 12% or the annual salary 1% exceeds the upper limit, only the upper limit will be paid. In the second half of 2022, the upper limit will be adjusted to 7652, with half for individuals and half for units, namely 3826. The monthly salary is 4000 12% 4800, which exceeds 3826, so only 3826 is paid.

9. Individual contribution base of Beijing housing provident fund

(1) Proportion of individual social security contributions of urban registered employees in Beijing:

Individual contribution standard of endowment insurance = individual contribution base of endowment insurance x8%

Individual payment standard of unemployment insurance = individual payment base of unemployment insurance x0.2%

Medical insurance individual payment standard = medical insurance individual payment base x2%

Large medical assistance = 3 yuan per person per month.

(two) the proportion of housing provident fund deposit for employees of enterprises in Beijing:

The annual housing provident fund contribution ratio is 12% (both enterprises and individuals pay 12%).

Entrusted by Beijing Housing Provident Fund Management Center, Beijing Housing Provident Fund Management Committee examines and approves applications for deferring and reducing the deposit ratio of housing provident fund, and reports them to Beijing Housing Provident Fund Management Committee for the record. The lower limit for the unit to apply for reducing the deposit ratio of housing provident fund is not less than 8%.

10. What is the minimum payment base of Beijing housing provident fund?

In 2022, the upper limit of the deposit base of housing provident fund is 3 1.884 yuan. If the deposit ratio is 12%, the maximum monthly deposit can be 7652 yuan, which is 878 yuan higher than the upper limit last year. In 2022, the housing provident fund will continue to be paid at the rate of 5% to 12%, and the paying unit can independently determine the specific payment ratio within a limited range according to its own economic situation.

From July 2022 1, the upper limit of the deposit base of housing provident fund in 2022 is 3 1884 yuan. If the deposit ratio is 12%, the maximum monthly deposit can be 7652 yuan, of which the unit and the individual each pay 3826 yuan. The minimum monthly deposit base is 2320 yuan.

If the company chooses the lowest deposit ratio of 5%, then the monthly deposit limit is 3 188 yuan, and each unit and individual will pay 1594 yuan. 202 1, and the upper limit of the contribution base of the provident fund is 2822 1 yuan. According to the deposit ratio of 12%, the maximum monthly deposit of the provident fund is 6774 yuan. In other words, this year's monthly deposit ceiling has increased by 878 yuan compared with last year. The Beijing Housing Provident Fund Management Center said that the payer declared the annual payment base of "five insurances and one gold" through the website of Beijing Human Resources and Social Security Bureau to realize one-time processing. The original reporting channels of the online business platform and business counter of Beijing Housing Provident Fund operate as usual.

legal ground

Notice of Beijing Municipal Bureau of Human Resources and Social Security and Beijing Municipal Bureau of Statistics on Announcing the Average Wage of Beijing Workers in 20 16.

First, the average monthly salary of employees in this city in the previous year is the payment base, and the payment wage base is 7086 yuan.

Two, the average monthly wage income of employees in the previous year exceeded 300% of the average monthly wage of employees in the previous year, and the base of payment wage was 2 1258 yuan.

Three, 70% of the average monthly salary of employees in this city last year is the base of payment, and the base of payment salary is 4960 yuan.

Four, 60% of the average monthly salary of employees in this city last year is the base of payment, and the base of payment salary is 4252 yuan.

Five, 40% of the average monthly salary of employees in this city last year as the payment base, and the payment wage base is 2834 yuan.

Six, to participate in the basic old-age insurance for employees, institutions, basic medical insurance, unemployment insurance, work injury insurance, maternity insurance, according to my average monthly salary to determine the base of payment. Among them, the upper limit of the payment base is determined according to 300% of the average monthly salary of employees in the previous year. The lower limit of the payment base for employees participating in the basic old-age insurance and unemployment insurance is determined according to 40% of the average monthly salary of employees in the previous year; For employees who participate in endowment insurance, basic medical insurance, industrial injury insurance and maternity insurance, the lower limit of the payment base is determined according to 60% of the average monthly salary of employees in the previous year.