What is the difference between the second-class social security and the third-class social security in Shenzhen?

Legal analysis: 1, hospitalization is different:

First-class insurance and second-class insurance: All designated hospitals in Shenzhen can directly handle hospitalization, and 90% of the basic medical expenses and local supplementary medical expenses incurred in hospitalization are paid according to regulations.

Third-level insured: they can be hospitalized in the settlement hospital bound to the social rehabilitation center, or referred to the prescribed hospital through the settlement hospital. The reimbursement ratio of basic medical expenses and local supplementary medical expenses above the hospitalization deductible line is:

Level 1 hospital: 85%; Secondary hospitals: 80%; Level III hospital: 75%.

2, the treatment of medical treatment outside the city is different.

First-class insured: general outpatient expenses, serious illness outpatient expenses and hospitalization expenses can be reimbursed according to regulations.

Second-class insured/third-class insured: general outpatient expenses will not be reimbursed; In accordance with the provisions of the serious illness outpatient expenses and hospitalization expenses can be reimbursed according to the provisions.

Legal basis: Article 4 of the Social Insurance Law of People's Republic of China (PRC) * * * Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.