Overall social security ratio

Legal analysis: 1. The proportion of social insurance contributions is generally as follows:

Endowment insurance: 20% for units and 8% for individuals;

Medical insurance: 8% for units and 2% for individuals;

Unemployment insurance: unit 2%, individual1%;

Industrial injury insurance is entirely borne by the enterprise, at around 1%, and individuals do not need to pay it;

Maternity insurance is also borne by enterprises, which is about 1%, and does not need to be paid by individuals.

2. The payment base is determined according to the individual wage level (within the range of 300%-60% of the local average wage) and shall not be lower than the minimum payment standard.

3 payment amount = payment base × payment proportion. For example, if the payment base is 2000, then the individual pays 2000 times 8%= 160, and the company pays 2000 times 20%=400, and then other calculations are made.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.

Article 3 The social insurance system adheres to the principles of wide coverage, basic protection, multi-level and sustainability, and the level of social insurance should be compatible with the level of economic and social development.

Article 4 Employers and individuals who pay social insurance premiums according to law in People's Republic of China (PRC) have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.