Does the courier have five insurances and one gold?

Whether the courier has five insurances and one gold depends mainly on the courier company and its policies.

Generally speaking, big courier companies will pay five insurances and one gold for couriers, including endowment insurance, medical insurance, unemployment insurance, work injury insurance, maternity insurance and housing accumulation fund. However, many small courier companies or couriers who join outlets may not have signed labor contracts with the company, so there is no five insurance and one gold. Even a large courier company may not pay five insurances and one gold for the new courier in the first three months, and will not start paying until the end of the probation period. Therefore, whether the courier has five insurances and one gold is a complicated issue, and the specific situation depends on the courier company and its policies.

Proportion of five insurances and one gold paid by the company for employees delivering express delivery:

1. Endowment insurance: 20% of the unit's contribution base and 8% of the individual's withholding base;

2. Unemployment insurance: unit contribution 1.5% base, individual withholding 0.5% base, individual migrant workers do not pay;

3. Work-related injury insurance: depending on the nature of the unit and the withholding ratio, taking a wholly foreign-owned enterprise as an example, it is paid on the basis of 1%, and individuals do not pay;

4. Maternity insurance: 0.8% of the payment base of the employee unit, and individuals do not pay;

5. Medical care: the unit payment base is 9% (basic medical care)+1% (large amount of overall planning), and the individual withholding is 2% (basic medical care) +3 (large amount of overall planning);

6. Housing accumulation fund: both units and individuals pay 8% of the base. If the unit conditions are good, you can apply for an increase to 10%.

To sum up, whether the courier has five insurances and one gold is a complicated problem, and the specific situation depends on the courier company and its policies. But in any case, couriers work very hard and they deserve the protection and respect they deserve.

Legal basis:

Labor law of the people's Republic of China

Article 70

The state develops social insurance, establishes social insurance system and social insurance fund, so that workers can get help and compensation in old age, illness, work injury, unemployment and childbirth.

People's Republic of China (PRC) social insurance law

second

The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.