What does collective insurance mean?

Insurance Bian Xiao helps you answer, and more questions can be answered online.

Collective insurance is not accurate, it should be social insurance, which is often called social security.

1. When you go to work, the company must pay social security for you.

2. Social security includes endowment insurance, medical insurance, maternity insurance, industrial injury insurance and unemployment insurance.

But the accident you mentioned. Accident insurance should belong to commercial insurance, not social security.

Social security is paid in proportion to wages. The unit pays a part and deducts a part from its own salary.

Endowment insurance: the unit pays 265438+ 0% of your salary base every month, and you pay 8% of your salary base yourself;

Medical insurance: the unit pays 9% for you every month, and you pay 2% plus 3~ 10 yuan serious illness co-ordination (serious illness co-ordination mainly covers hospitalization);

Unemployment insurance: the company pays you 2% every month, and you pay it yourself1%;

Work injury insurance: the unit pays 0.5% for you every month, and you don't have to pay a penny yourself; Work-related injury insurance determines its work-related injury rate according to the industry scope divided by the unit, which is between 0.5% and 2%;

Maternity insurance: the company pays 0.8~ 1% for you every month, and you don't have to pay any money yourself;

4. The social security payment will not be refunded.