How long will Beijing social security expire?

There are five kinds of social insurance in Beijing, namely, endowment insurance, medical insurance, unemployment insurance, medical insurance and maternity insurance. Different insurance breaks have different effects. Social security is in an invalid state after three months of non-payment, and it can only continue to take effect if it continues to pay.

Endowment insurance: For endowment insurance, the consequences of interruption are not serious, because the last years are cumulative. However, it should be noted that if the payment is suspended for too long and the payment period is less than 15 years when you finally retire, then things will be very bad. According to the regulations, if the payment is less than 15 years, the amount of the individual account of endowment insurance will be refunded in full, but the part paid by the unit in the overall account will be wasted.

Medical insurance: according to national regulations, medical insurance will be invalid if it is interrupted for more than three months. As long as the medical insurance is paid off, it can't be used, and it can only be used if the premium is paid again. It is suggested that the payment should not be suspended for more than three months, otherwise the premium will be paid in time and the medical insurance account will need to be frozen for a period of time.

Unemployment insurance, industrial injury insurance and maternity insurance: these three types of insurance can be extended to new units, so it has little relationship to stop paying.

Housing accumulation fund: housing accumulation fund can only be paid by the unit, not by the individual, so once you resign, you will definitely stop paying unless you renew your new job immediately. There will be no consequences if you stop paying the housing provident fund. The money is still in your provident fund account, and you can take it out if you meet the relevant conditions.

Therefore, it is best not to break the social security in Beijing for more than three months. If it is more than three months, not only will medical insurance need to wait six months before it can be used; Unemployment insurance, industrial injury insurance and maternity insurance also need to be re-paid for one year before they can be used.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 16

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age.

Article 27

Individuals who participate in the basic medical insurance for employees will not pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with the provisions of the state if they reach the statutory retirement age and the accumulated payment has reached the fixed number of years stipulated by the state; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.