Jiangsu social security 92 months Shanghai social security 88 months retirement can get how much money

Everyone's salary is different, so the social security base for social security contributions also varies greatly. Some people have high salaries, so the pension insurance contribution base is also high, the pension is also high; some people have low salaries, so the pension insurance contribution base is also low, the pension is low.

Pension formula:

Monthly pension = monthly basic pension + monthly personal account pension

Through this formula, we can see that the pension is mainly composed of monthly basic pension and monthly personal account pension, you want to receive more pension, then as long as any of them increased, or 2 can be increased.

The three key indicators affecting the monthly basic pension are: ① the average monthly salary of all employees in the province in the previous year, ② the average indexed monthly salary of the person's contribution, and ③ the number of years of contribution.

The first indicator, basically, increases every year, so everyone's pension is increasing year by year. And the average monthly salary in developed areas is definitely higher than that in underdeveloped areas, so choosing to retire in developed areas is also a way to get more pension.

The second indicator is simple to understand, it is affected by the individual contribution base. The higher your salary, the higher your social security contribution base, then the more you can receive.

The ③rd indicator of the number of years of contribution is needless to say, certainly the longer the number of years of contribution, the more pension you will receive.

(2)Individual account pension = balance of individual account %uF7 number of months of payment (195 at age 50, 170 at age 55, 139 at age 60)

The 2 key indicators that affect the individual account pension are: ① the balance of the individual account, and ② the number of months of payment.

The longer the contribution period and the higher the contribution base, the higher the balance in the personal account. According to the public announcement, you can see that the higher the balance of the personal account and the lower the number of months of accrual, then your single monthly salary will be higher. And the pension is not that your accrued months are paid out, the pension will stop, but will be based on this standard, until death.