Guangzhou social security is everbright bank, where can I get it?

If you use the social security card to receive a pension, if you withdraw it at the counter, you can only handle it at our bank; If it is a cross-bank withdrawal, you can't withdraw money at the counter, you can only withdraw money at the ATM, and pay a certain handling fee according to the regulations of the withdrawal bank. What is the "bank" of social security card? Generally speaking, it is the undertaking bank of social security card. On the front of the social security card, we can clearly see that in addition to the names of social security institutions, there are also the names of commercial banks. This commercial bank is the undertaking bank of social security card and the management bank of social security card financial account.

Cross-bank withdrawals can generally not be handled at the counter, but only at ATM. For example, if the social security card is marked as Bank A, then all bank counters except Bank A can't withdraw money, only at ATM. However, there are two requirements for ATM withdrawal. First, the maximum amount of the day is 20,000, and the excess can only be withdrawn the next day; Second, there is generally a handling fee for cross-bank withdrawals, and the rate standard is generally based on the number of transactions in the same city, 2-4 yuan/transaction. For cross-bank withdrawals in different places, the handling fee is charged according to the withdrawal amount 1%+2 yuan/transaction. Of course, there are also some local small banks that issue cards free of charge, such as individual city commercial banks or rural commercial banks and rural credit cooperatives. In fact, the issuing bank pays the relevant fees on behalf of the cardholder, which is free for the cardholder. As we all know, the handling fee is essential for the accepting bank of inter-bank withdrawal, because it involves not only the cost of the accepting bank, but also the income of UnionPay. Therefore, in order to attract customers, small banks will also pay their own handling fees for customers and improve the experience of using cards.