How to deal with five insurances and one gold after retirement?

After retirement, the unit will no longer pay five insurances and one gold. After going through the retirement formalities according to law, you can receive a monthly pension. Holding the social security card of the People's Republic of China, the balance of housing provident fund can be taken out and owned by individuals.

First, the old-age insurance transfer procedures

The Interim Measures for the Transfer and Continuation of the Basic Old-age Insurance for Employees in Urban Enterprises stipulates that the old-age insurance adopts the "double transfer" mode, and the transfer procedures are as follows:

1, that is, carrying the insured's resident ID card, certificate of termination of labor relations, household registration book and other relevant certification materials.

At present, the local social security agency prints the "basic old-age insurance payment voucher";

2. Take these procedures, fill in the transfer application form and apply for transfer to the social security agency at the transfer place. After this

Other matters need not be taken care of, and the social security department of the new and old insured places will handle the transfer. As long as it is approved, the insured will receive a notice from the social security department and complete the transfer within 45 working days.

Two, the medical insurance account can be transferred with people.

According to the Interim Measures for the Transfer and Continuation of the Relationship of Basic Medical Insurance for Migrant Workers issued by Ministry of Human Resources and Social Security, migrant workers can transfer their medical insurance relationship when they are employed across provinces, and their personal accounts can follow the transfer from July 20 1 year. According to the provisions of the Interim Measures, workers who leave their jobs in new cities can join the basic medical insurance for local urban workers. The social security agency in the new employment place informs the social security agency in the original employment place to handle the transfer formalities, and the workers no longer enjoy the basic medical insurance benefits in the towns in the original employment place.

Handling of five insurances and one gold after resignation;

1. The transfer procedures of endowment insurance are as follows: Step 1: Bring the insured's resident ID card, proof of termination of labor relations,

Residents' residence booklet and other relevant certification materials, and print the "Basic Endowment Insurance Payment Voucher" to the social security institution of the current residence;

2. Take these procedures, fill in the transfer application form and apply for transfer to the social security agency at the transfer place. After this

Other matters need not be taken care of, and the social security department of the new and old insured places will handle the transfer. As long as it is approved, the insured will receive a notice from the social security department and complete the transfer within 45 working days.

Three. Industrial injury and maternity insurance

These two types of insurance belong to "current payment and current enjoyment", and there is no transfer problem.

Fourth, the transfer of unemployment insurance

The Regulations on Unemployment Insurance stipulates that the establishment of urban enterprises and institutions is transferred across the overall planning areas, and if the unemployed move across the overall planning areas, the unemployment insurance relationship will be transferred accordingly. If it is really necessary to handle it, the on-the-job staff and workers shall go through the formalities for the transfer of unemployment insurance relationship with the agency that accepted the unemployment insurance business in the original unit. The agency shall issue the employee's insurance payment certificate, and the employee shall use this certificate to continue the unemployment insurance relationship with the unemployment insurance agency where he moves in, without transferring funds. If the unemployed are transferred across provinces during the period of receiving unemployment insurance benefits, the agency in the place of emigration shall issue a certificate. Unemployed persons shall continue the unemployment insurance relationship with the agency in the place where they move out with the certificate and the Employee Unemployment Insurance Manual, and receive unemployment insurance benefits in the place where they move out according to the standard, without transferring funds. If the unemployed migrate across provinces, the agency in the place of emigration shall issue a certificate and transfer the required funds, and the unemployed shall go to the agency in the place of emigration to continue the unemployment insurance relationship with the certificate and fund transfer procedures.

Five, the provident fund to buy a house in different places can only be withdrawn at one time.

According to the regulations, if an individual goes to work in other places, if his work unit in other places has established a housing provident fund account for him, then he can transfer all the money in the housing provident fund account of his original residence to the housing provident fund account in other places. When handling, employees need to provide the transfer-in unit acceptance certificate, transfer-in unit housing provident fund establishment certificate, transfer-in bank account number, bank name, employee ID card copy and other related materials to the original unit where they live, and apply to the account management department through the housing provident fund manager of the original unit.

legal ground

People's Republic of China (PRC) social insurance law

Sixteenth individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid for fifteen years at the statutory retirement age.

Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.

Twenty-seventh individuals who participate in the basic medical insurance for employees, when they reach the statutory retirement age, will no longer pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with state regulations; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.