What should I do if I buy insurance online and the payment is unsuccessful?

Payment failure may be due to the following reasons:

1. Debit card account holder is not the insured himself.

2. The mobile phone number filled in the payment page is not your reserved number in the bank.

3. The debit card number is wrong, the card number filled in does not correspond to the selected bank, or the bank card used is not a debit card.

4. The debit card balance is insufficient.

5. In other cases, please contact the issuing bank for settlement.

Under normal circumstances, the unsuccessful deduction will not immediately lead to the termination of the insurance contract. Insurance contracts usually have a grace period of 60 days for payment. Don't worry if the insured's insurance contract fails for the first time. As long as the payment is completed within the payment time stipulated by the insurance company, the insurance contract is still valid. Please refer to the following:

1 Bank card limits the remittance amount on the same day.

The payment account number is inconsistent with the number saved by the insurance company.

3 insurance costs jump, the cost is not enough

You can consult the insurance company for details ~ there is a fixed time point for general transfer.

Social insurance premiums shall be withheld and remitted by the unit.

When paying, the individual payment part and the unit payment part shall be paid together according to the regulations, and not only one of them shall be paid.

Take the old-age insurance as an example: individuals pay 8% per month, and when the unit pays social security, the calculation method is the unit payment base *28%. Didn't say that only one person got paid.

The social security agency will transfer it together with the transfer next month. If the transfer fails for three consecutive months, the social insurance payment business of the payer will be stopped. If you want to settle the social security fee you owe, you should apply for deduction again at the personal payment window of the social security management station in your street.

Social security will verify the social security base at a fixed time every year (March or July, in different places) and release the latest minimum base and maximum base. Generally speaking, enterprises help employees pay the minimum social security. Of course, some companies will pay social security for their employees according to the average salary of the previous year.

If the transfer is unsuccessful for three consecutive months, you should reapply for deduction at the personal payment window of the social security management station in your street. So as to ensure the smooth and timely payment of social insurance premiums. You also want to know more about law. Welcome to our Hualv.com for online consultation.