Is the social security card a savings card or a credit card?

Social security card is a savings card, not a credit card.

Social security card is a debit card with financial function, which is jointly issued by the Ministry of Social Security, the Ministry of Human Resources and banks for labor security and social security business. Social security card has two accounts: social security account and financial account. The specific functions are:

1. Social security card can be used for enrollment, account inquiry and treatment application. Now the social security card and employment card are combined into one, and unemployment registration and employment services can also be carried out. Social security cards are also needed for some inter-provincial businesses such as social security relationship transfer and treatment qualification certification.

2. The financial functions of social security cards are deposit, withdrawal, transfer and consumption. It's actually a bank savings card. In addition, pensions, unemployment benefits, work-related injury allowances and employment subsidies are distributed to social security cards, and can also be collected by social security cards, which simplifies the application procedures. There are still many places that distribute subsidies for benefiting farmers and benefiting the people to the social security cards of the corresponding groups, which is efficient and convenient, and can also avoid fraudulent use.

3. Social security card can be reimbursed for medical treatment and has the function of medical insurance card. Social security cards are used for settlement and reimbursement of medical treatment. This is what we usually call a "medical insurance card".

Social security cards are now used in more and more places for people's livelihood. Many cities have begun to implement the service mode of establishing a one-card system based on social security cards, which means that citizens can use social security cards to take public transport and borrow books. Realize the related services of smart city card system.

Social security card is a national unified standard, and social security number is a citizen ID number, which carries social security business and financial business and belongs to savings card. After all, credit card processing requires certain conditions. Specifically, 18-year-old adults need to provide economic proof to prove their repayment ability, have a stable job and income source, have good credit and have no bad records.

legal ground

Measures of the People's Republic of China on the Administration of Social Security Cards

Article 5 Provincial human resources and social security departments or municipal human resources and social security departments may issue social security cards with the approval of Ministry of Human Resources and Social Security. No other institution or organization may issue social security cards.

Article 6 The areas where social security cards are issued (hereinafter referred to as card-issuing areas) shall establish standardized human resources and social security business processes with strong comprehensive coordination among businesses, so as to ensure the effective application of social security cards. At the same time, it shall also meet the following technical conditions:

(a) to establish a business management system, database and information network suitable for the use of social security cards;

(two) have the technical force to support the management and application of social security cards, including personnel and equipment, and be able to quickly complete the system layout of social security card applications;

(3) Formulating standardized and feasible implementation plans, including application design plans, cost solutions, information collection plans and specific distribution plans;

(four) to establish a scientific and perfect social security card issuance management system and clear internal control procedures, and formulate emergency plans;

(5) Other conditions stipulated by Ministry of Human Resources and Social Security.