How much is Changsha social security for a month? The standards are as follows

Social security is very important to us, it can provide security for our lives and reduce our economic burden, so we need to pay social security, and the payment standards in different regions are different. I take Changsha as an example.

How much is Changsha social security for a month?

1, unit employee social security

Payment base:

Old-age insurance: 60% and 300% of the average salary of employees in full-caliber urban units in the province last year are used as the lower and upper limits of the individual contribution base of old-age insurance; The payment base of the insured employer shall be determined according to the sum of the individual payment bases of the employees of this unit.

Work-related injury insurance: the employer who participates in work-related injury insurance pays work-related injury insurance premiums according to the total wages of its employees multiplied by the payment rate.

Medical insurance and maternity insurance: if the monthly salary of employees is lower than 60% of the average monthly salary of employees in the whole province in the previous year, the individual contribution base will be approved at 60%; More than 300%, according to 300% approved individual payment base. When the sum of individual payment bases is greater than the total wages of all employees of the employer, the sum of individual payment bases shall be taken as the unit payment base.

Annual payment base: the benchmark value of social insurance payment in 2022 is 5977 yuan/month; The upper limit of social insurance payment base is 1793 1 yuan/month, and the lower limit is 3586 yuan/month.

Payment ratio:

Endowment insurance: unit contribution ratio 16%, individual contribution ratio 8%;

Medical insurance: the unit contribution ratio is 8% (excluding maternity insurance), and the individual contribution ratio is 2%;

Unemployment insurance: the unit contribution rate is 0.7% and the individual contribution rate is 0.3%;

Industrial injury insurance: the unit contribution rate is 0.56%, and individuals do not pay;

Maternity insurance: the unit contribution rate is 0.7%, and individuals do not pay;

2. Flexible employment and social security

Endowment insurance:

Payment base: 60% to 300% of the average monthly salary of employees in full-caliber urban units in the province last year (before the announcement of the average monthly salary of employees in full-caliber urban units last year, the lower limit of the payment base was tentatively set by the tax authorities), and the payment base was declared independently.

According to the Notice on Issues Related to Payment and Treatment of Employees' Endowment Insurance, Work Injury Insurance and Unemployment Insurance in 2023, the benchmark value of the provisional payment base of employees' basic endowment insurance in 2023 is 6,575 yuan per month, and individual industrial and commercial households with flexible employment who participate in the basic endowment insurance for enterprise employees can choose any integer between 3,945 yuan/month and19,725 yuan/month to pay the basic endowment insurance for enterprise employees.

Payment proportion: 20%

Medical insurance:

Payment base: 60% of the average monthly salary of employees in full-caliber urban units in the province in the previous year is the payment base.

Payment ratio: 8% of the payment rate of the basic medical insurance unit.

3. Social security for urban and rural residents

Endowment insurance for urban and rural residents: 200 yuan, 300 yuan, 400 yuan, 500 yuan, 600 yuan, 700 yuan, 800 yuan, 900 yuan, 1 000 yuan, 1 500 yuan, 2,500 yuan, 3,000 yuan * *13 per person per year, and the insured can choose their own payment grades.

Medical insurance for urban and rural residents: 350 yuan per person for one year.

Among the above three kinds of social security, the social security of the employees of the unit is paid by the unit after entering the work of the unit, and the rest is paid by myself. For the insured, social security needs to be paid on time to avoid payment failure.