How much does each person pay for the 3800 base company?

Employees' daily social security is deducted on a monthly basis, and the amount deducted each month is what employees care about. Not long ago, a friend asked the individual about the base of 3,800 yuan, so how much should companies and individuals pay according to this base?

Be sure to know the payment ratio of different insurance companies and individuals and convert them according to the ratio.

A, five insurance and one gold unit and individual payment ratio

1, urban employee pension insurance payment ratio

On-the-job employees pay 8% monthly, and the unit contribution ratio is 12- 16%, which is 16% in Shanghai and12% in general provinces and cities; Personal endowment insurance for flexible employees is paid in full, and the payment ratio is 20%.

2, urban workers medical insurance payment ratio

Employees pay 2%, and units pay 6%-9%, which varies from city to city; At present, employee medical insurance includes maternity insurance, and the cost of critical illness insurance is calculated separately. Generally, more than ten dollars are deducted every month.

3, the proportion of urban workers unemployment insurance payment

Unemployment insurance is usually paid by units and individuals respectively, and some cities pay work-related injury insurance for urban workers.

Industrial injury insurance is paid by the unit, and individuals do not need to pay it. Industries are divided into one to eight categories, and the fees are paid according to the categories, and the total wages of employees in the unit are paid 1%,,, 2% and 3,800 respectively.

Employee pension insurance, employees pay 3800*8%=304 yuan per month; Unit salary is 3800* 12%=456 yuan; Pension for flexible employees 3800*20%=760 yuan.

Medical insurance for employees, 3800 * 2% for employees per month = 76 yuan; Unit cost 3800*8%=304 yuan per month; The proportion of flexible employees is 3800 * yuan.

(Note: The base of employee medical insurance payment is not necessarily the same as that of endowment insurance, and the base of employee medical insurance payment in many cities may be higher. )

Unemployment insurance for employees, the payment base is generally the same as that of endowment insurance, and the individual payment is 3800* yuan; The unit salary is 3800%* yuan.

Workers' work-related injury insurance is paid by the unit, depending on the total wages of employees of the unit, and then multiplied by the proportion according to the industry analogy.

Second, according to the payment base of 3800, how much should I pay for my 20-year pension?

The pension insurance payment base is 3800 yuan. If it is the lowest level, then the local average wage is 3800÷60% = 6333 yuan. If it is the penultimate file, if the payment is made according to the grade of 70%, the local average salary is 3800 ÷ 70% = 5428 yuan.

The base of 3800 payment is usually inland provinces and cities. The average wage in coastal cities is close to 6600 yuan, and the lowest is 4000 yuan.

Suppose that 3,800 yuan is the local minimum payment level, and the individual pays for 20 years, and the female retires at the age of 50:

Basic pension: (6333+6333* payment index ÷2* payment period 20* 1%= yuan.

Personal account pension: 3800*8%* 12* payment period 20/ calculated months 195= yuan.

Then the monthly pension for women who retire at 50 is about 1000 yuan.

Pension retirement is directly related to individual retirement age, local average company (pension calculation base), individual payment grade and years.