One ID card has two social security card accounts.

The two accounts of the social security card include the social security account and the financial account, which are independent of each other and managed by the human society department and the financial institution respectively. After receiving a new social security card, it must be enabled and activated separately to ensure normal use. Social security account is the personal account of the insured person, which can be used for medical treatment and medicine purchase. Financial accounts have the financial functions of general bank debit cards such as cash deposit and withdrawal, transfer settlement and consumption. Cardholders can handle financial services in accordance with relevant regulations at the business outlets of social security card cooperative banks or through electronic channels such as ATM machines, POS machines, transfer telephones, online banking and telephone banking. After the financial account is activated, it can realize the application functions of payment and treatment collection in the field of human society, as well as other preferential activities promoted by the corresponding banks to the society. Financial accounts enjoy preferential measures such as annual fee exemption, small account management fee, card loss reporting fee, deposit and withdrawal fee, etc. If necessary, cardholders can voluntarily apply for mobile banking, online banking, wealth management and other corresponding banking services. People's Republic of China (PRC) Social Insurance Law Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance to protect citizens' right to get material help from the state and society in the event of old age, illness, industrial injury, unemployment and maternity.

Legal objectivity:

Social security card is an integrated circuit card (IC card) which is uniformly planned by the Ministry of Labor and Social Security and issued to the society by local labor and social security departments and used in various business fields of labor and social security. Social security (individual) cards are issued to urban employees, unemployed people and retirees, and social security (employer) cards are issued to employers. Ministry of Human Resources and Social Security said that it will take about five years to make social security cards generally have financial functions. Vice Minister Ministry of Human Resources and Social Security 20 1 1 introduced at the press conference of the State Council Office on August 30 that the social security card adopts the national unified standard, and the social security number adopts the citizenship number according to the relevant provisions of the Social Insurance Law. The social security card is actually our second ID card. In the future, everyone will rely on it to receive pensions, unemployment benefits and go to the hospital to see a doctor. Social security cards adopt a unified card face style throughout the country. The words "Social Security Card of the People's Republic of China" are printed on the A side, and the lower half of the card is covered with a transparent hidden magnetic stripe for banking business; Information such as cardholder's name, social security number, bank name and logo, bank card number, human resources and social security agency seal, cardholder's photo, card issuer and so on are printed on the B side, and a chip is embedded in the middle right side of the card, which supports both social security business and banking business. It is reported that in accordance with the principle of "one card is multi-purpose and universal", social security cards will be made in accordance with national unified standards. With the interconnection of information systems in different regions, social security cards will be universal in the whole province and gradually nationwide. Insured persons can hold social security cards to realize immediate settlement of medical expenses in the outpatient and hospitalization process of designated medical institutions in this co-ordination area and across co-ordination areas, and realize "one card". When the insured uses the social security card to settle the medical expenses, part of the expenses will be paid by the medical insurance pooling fund according to the settlement policy standard, the other part (the individual pays part) can be paid by the balance of the personal account, and the other part (the individual pays part) needs to be paid by the individual in cash. When using social security card, if the balance of personal medical insurance account is insufficient or individuals need to pay, they can directly swipe the social security card, read their bank debit card information, and enter their personal bank account password to complete the payment of this part of the expenses. In the future, the social security card will gradually realize the functions of identification, inquiry of human resources and social security information, connection of insurance participation in different places, payment of social insurance premiums, receipt of social insurance benefits, instant settlement of medical expenses, and loading of social security cards into electronic wallets. Social security card, as proof of identity, will be the identity certificate for cardholders to enjoy public employment services and employment support policies; It is an identity certificate for handling insurance registration, payment declaration, social insurance relationship transfer, medical expenses reimbursement, treatment collection, qualification certification and other businesses. In order to inquire about human resources and social security information, the human and social departments will gradually open the following three inquiry channels: First, the social security card, as the carrier of information records, can read the information records in the card offline on the touch screen or other computers with card reading equipment. Secondly, social security card, as a kind of electronic certificate, allows cardholders to query the information in the application system database on the touch screen or other computers with card reading devices. Third, as a electronic certificate, social security card holders can log on to the website to inquire about relevant information or handle personal resources and social security-related affairs. When the insured relationship is connected in different places, the human resources and social security department will gradually realize that the insured person holds the social security card to handle the insured relationship in different places through the construction of the information system, such as the transfer and connection of endowment insurance, medical insurance and unemployment insurance.