How are the current "policies and documents" of social security in new countryside stipulated?

First, what is the new rural social endowment insurance?

A: The new rural social endowment insurance is an important part of the social security system and a GSP and welfare social security undertaking. It is a social security system that is paid by individuals, subsidized by collectives and subsidized by the government to ensure the basic life of rural elderly residents.

Second, what are the benefits of participating in the new rural cooperative medical system?

Answer: ① It can guarantee the basic life of farmers when they are old and realize a sense of security when they are old; (2) reducing the burden of child support; ③ It can increase family income; ④ Promote social harmony and stability.

Third, what is the difference between the new rural insurance and the old farmers?

A: ① There are different financing channels. The new rural insurance is subsidized by the government, and the old farmers are protected by individual contributions; ② Different payment methods. The new rural insurance standardized the payment base and fixed number of years, while the old rural insurance paid at will. ③ Different treatment and settlement. The new rural endowment insurance treatment adopts the settlement method of individual account and overall account, and establishes the growth mechanism; (4) Different accounting methods. The new rural insurance adopts the bookkeeping method of combining individual accounts, that is, individual accounts and overall accounts are added, while the old rural insurance only has individual accounts; ⑤ Different fund management modes. The new agricultural insurance set up a financial account, and the financial department managed the fund to ensure the safe operation of the fund.

4. What are the requirements for participating in the new rural insurance?

Answer: Rural residents who have reached the age of 16 (excluding students at school) and have not participated in the basic old-age insurance for urban workers and registered in our county can participate in the new rural insurance.

5. What is the current annual payment standard of the new rural insurance?

Answer: The individual payment is set at 100 yuan per year, which is divided into five grades: 200 yuan, 300 yuan, 400 yuan and 500 yuan. The insured person chooses the payment grade independently and pays the fee annually. When the provincial people's government adjusts the payment grade in a timely manner according to the unified provisions of the state and the growth of the per capita net income of rural residents, our county adjusts simultaneously.

6. What is the government subsidy for the new rural endowment insurance?

A: According to the established basic pension standard, the central government will give full subsidies to eligible insured persons in 55 yuan every month.

In addition, the insured also received payment subsidies. The subsidy standard is 30 yuan per person per year (provincial finance supplements 20 yuan and local finance supplements 10 yuan). Payment will not be subsidized.

If the insured person of the new rural insurance has paid for more than 15 years, the basic pension will be increased by 0.5 yuan every month for every 1 year.

7. When do I pay the fee every year?

Answer: The insured person should pay the fee to the designated financial institution with the registration card of the new rural insurance payment subsidy before the end of 65438+February every year.

What is the basic pension standard of 8.20 10?

A: The standard of the basic pension of 20 10 is 55 yuan per person per month.

9. Where can I get my pension?

Answer: The new rural insurance pension is distributed in a socialized way, with a 10% discount according to the number of employees, and the recipients receive it directly from the designated financial service institutions (banks).

X. Will the pension standard be raised in the future?

A: It will grow. According to the level of economic development and price changes, the basic pension standard will be raised in a timely manner.

1 1. I'm not 60 years old. If you don't pay the annual fee, can you still pay the pension at the age of 60?

A: No pension can be granted.

When the new rural insurance was officially launched, all rural residents under the age of 60 paid insurance premiums.

Among them, the insured payer aged 46-59 must pay the annual fee. If they don't pay the annual fee, they won't get a pension when they are 60.

Among them, people aged 16-45 must also pay an annual fee, and the accumulated payment reaches 15, and they will receive a pension when they reach the age of 60; You can't get a pension if you don't pay it.

What are the advantages of long payment time?

A: The government encourages the insured to pay the old-age insurance premium of the new rural insurance in full and on time. /kloc-After 0/5 years of payment, the basic pension will be increased by 0.5 yuan every month for each additional year of payment. Moreover, the payment time is long, and the payment subsidy is also increased accordingly.

13. What information should the insured prepare?

Answer: ① My second-generation ID card; ② My household registration book.

14. What is a personal account?

Answer: Every new rural insurance participant will have a personal account for old-age insurance with a lifetime payment record. Individual contributions, collective subsidies and government subsidies are all credited to individual accounts. Personal accounts are not allowed to be withdrawn in advance.

The amount stored in individual accounts shall bear interest every year with reference to the one-year RMB deposit rate of financial institutions published by the People's Bank of China.

15. Can personal accounts be inherited?

A: Yes, the balance of personal contributions in personal accounts can be inherited.

Sixteen, the insured payer how to receive a pension? How to calculate the pension benefits? When will it be sent?

A: When the new rural old-age insurance system is implemented, rural residents under the age of 60 can receive a monthly pension and pay it for life from the next month when they reach the age of 60.

Monthly pension = basic pension+personal account pension

Basic pension =55 yuan

Personal account pension = personal account storage amount139

Example: Zhang Moumou, male, was born in June 1950+0 1.

Zhang Moumou must pay one year's old-age insurance premium. We set:

Pay endowment insurance premium: 100 yuan.

Government subsidy: 30 yuan

Personal account deposit: 130 yuan

Monthly pension = basic pension (55 yuan)+personal account pension (130÷ 139)=55 yuan +0.9 yuan =55.9 yuan.

Zhang Moumou began to receive pensions from 20 10 to 12, with a monthly standard of 55.9 yuan. Lifetime issue. And with the improvement of living standards, the state will make timely adjustments.

Seventeen, to participate in the new rural insurance can bring farmers friends what benefits?

A: Example: Zhang, male, born in 1964.

First, the investment recovery is fast. For example, according to the standard of 100 yuan/year, the insured person of Zhang Xin's rural insurance pays 15 years, and the government subsidizes 30 yuan every 1 year, and the personal account bears interest at 2.25%. At the age of 60, the personal account deposit is 234 1 yuan, the personal account pension is 16.8 yuan per month, the basic pension is 55 yuan per month, the total pension is 7 1.8 yuan per month, and the total annual pension is 86 1.6 yuan. The endowment insurance premium he paid 1500 yuan will be fully recovered in less than two years. Second, the income is much higher than the bank deposit interest. If Zhang in the above example does not participate in the new rural endowment insurance, but deposits 100 yuan in the bank every year, * * deposits 15 years, and the bank's one-year deposit interest rate is 2.25%, the total principal and interest of farmers is 180 1 yuan. However, to participate in the new rural endowment insurance, according to the monthly pension of 7 1.8 yuan's standard and the average life expectancy of 72 years, Zhang Can receives a total pension of 10340 yuan. Third, the basic pension of the new rural insurance will be adjusted in time according to economic development and price changes, and farmers will receive more and more basic pensions.

Eighteen, a person can pay more than one new rural insurance?

A: A person can only pay and enjoy the new rural insurance once.

Nineteen, after participating in the old-age insurance for enterprise employees, can I participate in the new rural insurance?

Answer: After participating in the basic old-age insurance for employees of urban enterprises, they are not allowed to participate in the new rural insurance within the same payment period.

20. Can the old-age insurance paid for working in other places be transferred to the local social security agency to continue to pay?

A: It can be transferred.

Twenty-one, why do pensioners need to receive pension qualification certification every year?

A: In order to ensure that the endowment insurance fund will not suffer losses and prevent the problem of pension fraud, the pension recipients will be certified every year. If they fail to receive the qualification certification within the specified time, the county agricultural insurance bureau will suspend the payment of their endowment insurance benefits in the next month. For overpaid or impersonated pensions, the county agricultural insurance bureau shall order them to be returned. If it is not returned, a lawsuit shall be brought according to law, and the legal responsibility of the parties concerned shall be investigated.